Mojoe

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What car vids of racing like this aren't "ride alongs"?

Dominion and MI developments have had huge issues with there buy down and variable rate programs. The Columbus Dispatch has write almost a dozen piece's about it. Let a lone people who have gotten into interest only loans. You have to KNOW what you are getting involved with. If the person you are doing your loan with can't explain it to you in a way you can understand, go to someone who can. Communication is very important and can save you thousands of dollars. People get so caught up in a process they aren't familiar with, that they take the word of who is getting paid, VS. taking the time to LEARN and UNDERSTAND what they are getting involved with.

Great questions guys. I'll try to shed some light. I'm a Mortgage Broker first off, not a bank. So why I say is from my side of the field. I am the Broker for my company and not just a Loan Officer. 1st, 5th 3rd and 3rd Federal are both good places to look. But, know what you are looking at with them. The only have their programs and they are a little strict. They tend to work with people who only have good credit. That's not the case for everyone wanting to own a home. The rates have some variance, but both bank have average rates for banks. Brokers have access to lower rates, for the most part. The reason is, Brokers get the whole sale rate. Banks work with retail rate and restrictive programs. 2nd, "get a fixed rate". It depends on your position. If you are planning on staying in the home for a while, than yes, a fixed rate id the safe way to go. If it's a starter home and you know you are going into some thing else in 5 years, look into the other programs that are out there. It doesn't mean you have to go with them, but at least be aware of your options. 3rd, First Time Home Buyer programs. There are several. KNOW WHAT YOU ARE GETTING INTO. Some will put $ up for you. Some require you not exceed a maximum income and my require you prove you have not made too much or they with raise your rate. For the most part FTHB programs work. But, Many Lenders(not banks) have programs the don't require money down other than closing cost. Fixed rates can be had regardless of the amount of money you put down, or none at all. 4th, Prepayment penalties. What is a prepay? It says if you refinance your home with in a given time (Most prepays are 3 -5 years, some are shorter) you have to pay a fee. The law just changed on this and I'll answer questions on that one on one. Again, know what you are getting into. A prepay and be helpful. How? If the lender is offering a lower rate with a prepay of 3 years, and you know you are not going to be in a position to refinance in that time, why not get the lower rate? If you sell your home the prepay does not apply. I hope this has helped some of you.

For those who don't know, last weekend the RX7 club met in Deals Gap. I'll have pics and vids up soon. But here are soon from killboy. I'm on the first page at he bottom. And on several other pages. RX 7 pics start on pg 39 http://www.photoreflect.com/pr3/ThumbPage.aspx?e=2855865&g=04RK009M00

LOL. Linn that's great. I would laugh at someone like that all day long. Should have paid attention in school and learned how to type.

I don't feel like typing again. more info here. http://www.columbusracing.com/forums/showthread.php?t=34809&highlight=bullrun

I thought it was in Parkaaaaaaaa, had me rolling. LOL

Did they show it enough?

http://www.franklincountysheriff.net/about/dispatch.htm Right above the red letters that say "Tips for Callers". OK, I found this last year and actually called the guy. 1) I was born in St.Albans, VT. 2) My dad's side of the family, including him, still liver there. 3) He's in Franklin county, VT. I'm in Franklin county, OH. I called my dad and asked what's up with the family name or if he was any relation. He said no relation and that he had never heard of him. Desrochers is not a common name, however you will run it to it in the Northern states a bit more. The guy won some $. 12/5/2006 Joseph Desrochers Swanton, VT Tv Guide Crossword $1,000 Ste Marie`S Swanton http://www.shaggyssnackbar.com/ Google also pulled up my autox times for 2005 at an event in Indy. Carl was on there too.

nice set up. I'd rock that for a daily. Welcome

The word might be getting out that if you don't have your shit together, and try to get on here, you may just get ripped to shreds. Clean look. Nice intro. Welcome

I have a feeling there will be a lot of that this summer. I know how annoying it is too. BTW, I was kidding with the above.

So where did you see me? BTW, I rock. When I roll with my homies we are bad ass on our bike's. You don't know me.

There aren't too many areas that I wouldn't go into. The problem is what area's MY CAR goes in to. Area's like this I simply avoid. Pussy? Ok, sure. If that's what works for you. Basically, I and those who have helped me, have spent waaaay too much time on my car to bring it to area where a door ding is a gift from one POS to another.

I usually roll with about $1.75 for the car wash. I'll have to go out and check what has fallen between the seats.

I was wondering the same. I have to assume it's Autox. The event listings and sites are the biggest pain in the ass of any car organization I have every tried to look into. I'd make an attempt to do this if I didn't have to navigate for 30 minutes to find info.

Which bdubs?

I was out playing stick ball once for 6 hours. It was really windy that day. When I came home to eat, my mom said my eyes looked all glassed over and thought I had been smoking pot. To this day I have never tried it, or wanted to. I got grounded for 2 weeks, just because. Drugs are bad, mkay.

Holy ricerific!

Is Nates the Lightning that I ran last year? If so, no way he was making more than 400hp. And that thing is not happy roll racing. Welcome

I have an empty soup can a string. You'll get better reception with that than Nextel. It's free, but you have to pick it up. Let em know.

Apparently someone with $20K sitting around for a game.

Happy b-day Brett.

There is a ton of shit mounted in that car. I didn't read it. But, I wonder if the 12.6 was before the bumpers and gear was installed? Still fast either way. I would like to see it in the corners.