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Revelstoker

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Posts posted by Revelstoker

  1. Barber Motorsports Park July 12th & 13th, 2014

     

    You get both days for $311 which is a pretty good deal. I am moving to Portland, OR and cannot ride this weekend.

     

    I have ridden with X-Act for the last couple of years and it has been a great event. July in Bama is a special treat but it makes the pool feel really good at the end of the day.

     

    email revelstoker@yahoo.com or send a message here.

     

    Forgot => Intermediate

  2. Haven't you been keeping up on your end of the world movies? Clearly global warming will cause the polar ice caps to melt causing a shift in the ocean currents that will cause most of the northern hemisphere to be a frozen tundra. This must be what is happening now.

     

    Yep, melting caps lowers the concentration of salt and slows/alters the oceans currents.

     

    http://science.howstuffworks.com/environmental/earth/oceanography/ocean-current3.htm

     

    http://www.scienceagogo.com/news/20031117204012data_trunc_sys.shtml

     

    All I know is that when it doesn't snow in Tahoe in the winter, something is royally F'ed up.

  3. LOL, pass a law as that solves everything.

     

    If you really want change, make it a Toll road and charge for the priviledge. $10 a tire might solve the problem with gates on each end (ipass or other electro DragonSlayer wireless toll device) and the fee charge per drive, per direction.

     

    Time stamp on the electronic toll ticket will provide you with proof of performance.

  4. "Although, I'm confused... to my understanding the insurance company only requires a salvage title if the cost to repair the vehicle is greater than the value of the vehicle (total loss payout). In this case, they are not giving you a total loss payout, they are only giving you the total amount that the customer is insured for."

     

    From what SA's claim adjuster told me they total a vehicle when the repair cost reaches x%(some super secret number) of the cars value.  The reason is, the repair shop generally finds more issues which require repair and in many cases drives the cost above the vehicles value.  I feel like I should drop all my coverages to state minimum coverage and save lots of money.

     

    This sounds fishy as well. Not sure how another company can make the total claim and request the title. Their whole point is to simply cut the check.

     

    Yes, when a vehichle is damaged and an estimate of repair is generated, the insurance company will compare the cost of repair vs. the value of the vehicle. If the repairs are 80% of the cost ot the vehicle, the insurance company will want to total the vehicle. Lets say, the value of your vehicle is 10,000 and the damages are 8,000. The company will want to total. They should offer to cut you a check for 8,000 and take the vehicle. However, they should offer to sell you the vehicle back for lets say 2,000. You can keep the car with a salvage title and have 6000 in your pocket. If you can get the vehicle repaired for less than 6k, your money ahead but will have a car that is worth less with the salvage title = track car!! Not bad if you have a beater and hope to keep it to salvage. Yes, there is often damage internally that an adjuster cannot see and is only found once the repairs start.

     

    At least that is the process I went through twice but in both instances, I did the damage to myself and was running the process through my insurance.

     

    Yes, it is tempting to just buy the min. amount of insurance and let someone else deal with it; however, someone is going to go out and get a lawyer and come after your cheap ass.

     

    In my previous post, remember that 5,000,000 bus accident? Well, lets up it a bit. Say you hit that bus and actuall killed two kids that spent a month on life support and several had to be medivacced. Now, instead of 5,000,000 - your negligence now had a quantifiable amount of $500,000,000.

     

    Under either scenario, someone at somepoint is going to come back trying to recoup costs. You will be hauled into court, lose and every single thing you own will be sold at auction and a garnishment will be put on you for the rest of your life. In the end, insurance companies will lose in this extreme but not unrealistic scenario.

     

    Point is, you should carry enough insurance to protect your and yours for the 80% of situations we find ourselves in. For that reason, I always tell people to carry 300k/300k insurance at a minimum. If you have more exposure, like myself, i carry 1M/1M with another blanket umbrella policies. Am I totally protected, no but I am betting that 1M should be suffcient to cover 99% of any collision I am involved in or others that are working for us.

     

    But, it could all be false assumptions as someone always knows more, has more money and/or better lawyers.

  5. Yes, get a lawyer before signing anything.

     

    But yes, when we buy full coverage insurance, there are many types of coverage that you can buy and these coverages can be bought in amounts of coverage:

    100000, 200000, 300000,.......

    Liability, Uninsured motorist, Underinsured motorist, medical, towing, rental,.....

     

    Then, there are people that just buy Liability to satisfy the law. Now, not everyone is out to be a cheapass. Imagine you have 500k worth of full coverage. If you hit someone and damage their property, the collision portion of the coverage should cover the physical damage and then the comp or medical should kick in. Now, instead of hitting a car, you hit a bus full of kids and it goes off the road. Now, instead of having 500k worth of damage to cover, you now have $5,000,000 worth of damage. Your policy is only up to 500K. At that point, the other person's coverage will kick in as you are UNDERINSURED. At some point, their coverage is going to be exhausted and the court battles insue.

     

    Now, I am not a lawyer or a liscensed insurance agent but I some how doubt SafeAuto (their agent) is limited at $7,500 but maybe the person only had liability?? I don't think I have ever seen or heard of a company selling a policy with that low of coverage. Liability is cheap and I used to have 300k worth of liability. So, I would seriously question that $7,500 amount, would not sign and would contact a lawyer immediatelly.

     

    Second, since you don't have underinsured, I can see how your insurance is claiming an out. But, nothing is ever black and white so your insurance may be on the hook at some level but it will take an expert to figure this out, so get a lawyer.

     

    Best of luck

  6. Looks like only 1 weekend day time event.

     

    Update with days of the week, from the website:

     

    2014 Schedule
    • Friday, April 18
    • Saturday, April 19
    • Monday, April 28
    • Tuesday, April 29
    • Sunday, May 18 - Twilight
    • Monday, May 19
    • Tuesday, May 20
    • Monday, June 9
    • Tuesday, June 10
    • Sunday, June 22 - Twilight
    • Monday, June 23
    • Friday, July 18
    • Monday, July 21
    • Sunday, July 27 - Twilight
    • Monday, July 28
    • Tuesday, August 5
    • Wednesday, August 6
    • Sunday, August 24 - Twilight
    • Monday, August 25
    • Sunday, September 7 - Twilight
    • Monday, September 8
    • Monday, September 22
    • Tuesday, September 23
    • Monday, October 6
    *Schedule subject to change
  7. I believe they are. But it would make the perfect track bike. Not to slow in the straight and fast in the corners.

     

     

    This is the bike you describe. This is the 390 but if KTM would do the same with their 690, it would be a winner. There was some dude up at Grattan on a 690 Duke making peeps look silly.

    KTM-RC-390-2014.jpg

    • Upvote 1
  8. "Champing at the bit"... aside from that I agree completely, the "Patriot Act" was a turd from minute 1

     

    Amen. I knew this country went to shit when the very thought was proposed, not rejected by our leaders (who many are lawyers) and accepted/welcomed by the very same dolts that put Cheney in power.

     

    The other brilliant piece of legislation (thanks Reps, Clinton and Ruben) is the Financial Reform Act or what ever they called it that gutted Glass-Steagal and set the financial markets up for failure. Scary part, it can and will happen again. http://occupyfinancebook.wordpress.com/2013/08/14/impact-of-deregulation-the-gutting-of-glass-steagall-and-its-relation-to-the-financial-crisis-of-2008/

    • Upvote 2
  9. It's a toss up between the new BMW S1000R semi naked, the new Ducati Monster 1200, the new KTM Super Duke, & the KTM SMT right now. I'm headed down to Akron today to check out the new Monster. All these bikes are nice, but the bikes I have in my garage right now have a significant advantage in that they are paid for.

     

    If you get closer to wanting that SMT, let me know and I am looking to part with mine.

  10. Man, I could almost drive the sag for you all on the way out. I will be taking the girls West at the same time. Mini-van, camping gear, bikes, grill, and I am going to trailer a bike for at least one day ride in Rushmore area. I am sure the girls will want to chill by the pool at least once a weak so they can get a bath.

  11. Yes, i bought a similar version to get a little extra room on the Hyper. They worked well and I could spin them up for more clearance on the track and hten down for riding around. The arm came in varying lengths and allowed for more lenght to the shifter.

     

    They were a bit fragile but worked well. Note, the shift lever is fixed so if you have smaller feet, you may find the shifter in the wrong position. I found it a help.

  12. No need for a formal letter from you but an offer letter from them would be expected.

     

    Benefits are health care, insurance for you and your family (wife, kids) if you have them, paid vacation, sick day allowance, 401k matching, worker training, fitness facilities..... These things don't have a price tag but are common items that you would look for when evaluating companies as they do have a value.

     

    Salary is one thing but there a lots of intangibles that can make one company better to work for than another, even if the wage was lower.

     

    Yes, bump up your wage demands as you can come down. But be sure to have a floor and try to find out some of these averages to determine your worth. Make sure they know you have some flexibility or give them a reall number that it would take and you won't come down.

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