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The Wind

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Posts posted by The Wind

  1. My parents just went with Cinci actually after telling nationwide to fuck themselves for dropping me due to my DUI. Actually that was before we found out we had been over paying Nationwide by about 200% for the last 30 years for dad, more probably, and 10 years for me.

    Nationwide can go fuck itself. Sorry if you work for them, I hear it all day since I work for Chase.

    Nope I do not represent Nationwide, so no hard feelings there.

  2. I still don't understand how/why they stopped. Unless they went too quick and water got into the snorkel?

    From what I can gather the trucks hit a low spot in the pavement, which then water entered into the snorkel and stopped the trucks in their tracks. I was reading somewhere that the snorkel on that model of troop transport is extend-able to over top of the cab. Someone forgot to extend it before going swimming...oops :rolleyes:

  3. And so your next question should be 'why can't I be rated at the prot class 10 rate and keep your policy?

    That would be a question to ask the agent as well. They (the company or agent) may respond back with there is no rate for a PC 10 and it is not something we are looking to insure at this current moment. Or they might have a rate developed and it is so outrageous that it would not be financially viable to stay with his current insurer. They're companies out there that will write a home in a PC10. For sure the Ohio FAIR (Fair Access to Insurance Requirements) plan will. I would just start calling around to independent agents and get some quotes.

  4. Just got a call that the home owners insurance I have will not be renewing my policy in 60 days since I live so far from a fire department.

    WTF!

    This was the issue with Allstate last year... S.O.A.B.!

    Really I dont live that far out in the country. Sticks yeah, but good lord With in 9 miles in three different directions I have 5 fire departments. :wtf:

    Plus, I was a level II FF/Medic and a Lt when I was with the department. Holy chit do they think I am going to let my house burn down.

    Just had to vent! What is everyone supposed to do, move into the cities.

    It sounds like your current company ran a protection class search on your home. Basically if you live more than 5 road miles away from a responding fire department / station and a certain distance way from a fire hydrant you fall into various property protection classes. These protection classes look like 4/9 for example. If you are 5 road miles or less from a responding fire department / station and have a fire hydrant within 1000 feet you will be in a protection class 4. If you are 5 road miles a way from a responding fire department / station and have a fire hydrant more than 1000 feet away you will be classified in a protection class 9 and finally to add to you confusion if your property does not qualify for either of the above scenarios a protection class 10 applies.

    These protection classes are what insurance companies use to rate your property, the lower the protection class the lower your rate will be (usually, but other underwriting criteria come into play as well) and easier it is to insure your home and vice versa. If the agent did not research where your home is located in a protection class the company will.

    I would talk to your agent and see what exactly went on but from what you are describing it sounds like the company did a search on your property protection class.

    • Upvote 1
  5. Hey everyone, thought I would take the time to introduce myself and give a little background on me and my motorcycling career. My name is Drew, I work with my Dad in our insurance agency here in Marysville as an agent. I have always been a huge gearhead and this year decided to go ahead and get my endorsement. Before that I had never been on a motorcycle in my life, so in January I picked up a '05 GS500 with around 970 miles on it for reasonable price and have been riding the wheels off of it ever since. I absolutely love it and now wish I had went after my endorsement a lot sooner. Any ways I hope I can meet a bunch of you guys soon since none of my friends have a motorcycle and I have been looking for some riding buddies. Thanks!

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