iwantaturbo

mkV arron is correct on the # of cards outstanding and what lenders see as risk. but you have to also consider the utilization part of credit too. think of it this way... say you have 2 credit cards, both with $100 limit. and you charge $50 bucks on card 'A'. Now you are 25% utilized. now based on aaron's orig post, you close card 'B' because you are trying to get a re-fi on your home and want as much avail to yourself as possible. Well instead of being 25% utilized you are now 50% utilized, which is BAD. try and keep it under 30% for that top tier credit score... for the OP, it would cost you less in interest to pay every week a little bit, than save up and pay a big chunk (saying the two amnts would be the same). CC's do charge on an average daily balance, so the smaller that figure is, the cheaper it is for the consumer. also you want to pay as early in the billing cycle as possible. if you can't pay the full stmnt bal every month to avoid all finance charges, try paying 10% of bal. if not, then pay min + finance charges, and last if those two aren't an option pay at least the minimum. Paying the min and then another pymnt doesn't put the pymnt directly toward the principle. Payments are allocated as the following... the first part of you payment goes towards any fees and finance charges, then towards the lowest interest rate balance (good info for you 0%-ers) and then up to the highest rate and so on. this brings up an interesting point. if a card will not charge you a 3% fee there is some sort of catch to it, maybe your purchases are at a higher rate so you are paying interest on purchases but not your initial transfer, or they will bang you with all that back interest if you don't transfer it out b4 the promo period ends, or something else... just be careful, keep the balances low (I know times are tough), keep those pymnts coming IN TIME!!! and life of loan transfer options are almost ALWAYS a better deal and less hassle than limited time offers for balance transfers if pying a large amount back that will take you over 1year.

... and for the pics. http://images.craigslist.org/1fb148138ZZZZZZZZZ8apdd1f34b4cbaf1eb6.jpg http://images.craigslist.org/1141371gdZZZZZZZZZ8ap1095804d5bc11f25.jpg http://images.craigslist.org/1151f11g0ZZZZZZZZZ8ap2375bf272d8f1e51.jpg http://images.craigslist.org/1f41g3149ZZZZZZZZZ8apbf923fa1de131530.jpg

used a few days then canceled contract. replaced the phone under insurance so someone who has sprint can end up with a brand new phone for 1/2 price. i am selling for $270 obo. The Blackberry 8830 World Edition is capable of... NFL Mobile Live Listen to live audio broadcasts of every regular season game and watch the live broadcasts of all NFL Network games. Great for the fan who cannot be at home on Sunday. External Memory With a microSD card, you’ve got the room you need for larger work files – presentation, reports, documents or fun files like ringtones and music. GPS Allows you to view your geographic location and works with Blackberry maps as well as other location-based services. Media Player movies and mp3's Phone as Modem Bluetooth Roxio Media Manager with Blackberry device Software for optimized video and music experience. Blackberry Maps View maps, get text driving directions, find local businesses. Hearing Aid Compatible (HAC) you can contact me at 614-975-2154, pm, or email ahjordan1 at gmail dot com

ill see if i can get some 'actual' pics up; thanks for the lookout radio.

pm 360iroc, he does great work.

I'm selling for a friend. These bad boys are still in box and retail for about 3 1/2 g's a peice! They're asking for $1500 obo a peice. if they go in a group much bigger discount can be expected. pic for views... http://www.ponyexpressovending.com/images/Seaga%20HF3500.jpg

how much for the BB storm?

i'll give you $125 for the cam?

isn't it doM...not doN...

interested in assasin's creed... pmme

since ur a tard....

thats an easy one kev, post up some pics of a jacked up car you fixed!

what a lot of time wasted, congrats on a great job. buffer and time ftw

V Spot

and its being released at CTIA on the 10th, but i want some good stuff. SCU code? wifi confirmed? browser? any vzw reps can supply info?

any news on the blackberry thunder?

i got this too, thank god b/c i reactivated my acct, i almost had it terminated. thank you so much cooper bank!

download qualcom qpst and lgdownload. google those two and software is readily available. then go to howardforums.com>verizon>lg>voyager forum and look for the thread about DUN (dial up network). you will need the vcast pak so you can use your phone as modem free. it will be similar to isdn speeds, but free non-the-less.

jason has an awesome r, and a gorgeous mk2. go drive a mkV and you'll be hooked.

i have this same laptop, it runs sooo smoooth, bump!

care to elaborate?

xxx will kick yo butt!!

shit,...i better complete my triple...

sorry to thread highjack, anyone have positive results with dish? (not technically highjacking b/c dish and u-verse are both att products??)

so ATT got half the job right, running fibre to the nodes, but why not complete the task and run that ish to the houses. and the one hd stream is ok with me, but ide like that second one so 'she' can watch her shows and i can go in the other room to relax.