Tim's got the right idea. I grew up with a shitty childhood, got a job and made my own decisions. I decided I wanted stuff I never had and put myself in debt and fucked myself. I have since matured, lived on a primarily single income so my ex could be home with our son, did what we had to do to pay down almost all debts, got hurt at work and had major vehicle repairs come up this year, and instead of finishing off my debts this year I ended up blowing through what little bit of savings I had accumulated. I work lots of overtime and side jobs to make ends meet and to get rid of debts. I am not where I want to be in life or financially yet, but I am striving for it. Had I not made the decisions I did, I would have been totally screwed and living on someone's couch with this years events, and even more recently with personal events dealing with my son, I would not only be unable to make ends meet, but I would also not have the finances to fight for my son. People choose their path, I started down the wrong ones on many levels but i have reflected and am rectifying them to put myself in a better position. We are a nation of self indulgence, and self entitlements. That's why as a people and as a nation, we are in debt beyond belief and want to cry when we don't have what we WANT, not what we need, and when we are screwed by unexpected circumstances. Shit happens, life happens, plan and deal the cards you are dealt. Wnaplay, is not exactly my favorite person on here, but I gotta respect the guy for dealing with his shit and not crying about his life and shit that's happened to him.