Chase bank, Know a few people work there and Im sure someone may have had an experience similar to this.
Anyway I deposited a refund check today. As I left I was somewhat surprised to hear the guy that helped me say here is my present balance and that only (roughly 1/3) of my deposited check was to be on hold.
So I went and picked up a few things believing I had plunty of funds but was a little more than the amount of cash I had in my account previously. Now I return home to check my balances online.
I have an "avaliable balance" that is currently negative $25 bucks, and a "present balance" that has xxxx amount. Am I going to get hit with overdraft fees? I'm so confused because the guy said they where only holding a portion of my deposit check.