Do a balance transfer and once the bt ends go to another company for another 0 % interest. and keep doing this untill payed off. might not the best for credit but hopefully you wouldnt have to transfer it but 2 times or so. most companies wil charge you a 0 3 or 5 % fee( alot of 0% apr and 0% fee transfer) some say its not worth it to transfer as you have to pay a fee. but way the options, how much do you pay a month in interest per month vs paying the fee and not paying interest over x amount of time.