So Spirited you're mad at someone else because you have minimal insurance and they went faster then you are comfortable at? The way you went off you acted like they pushed you off the road. I think you have some issues to work out with yourself. I'm not trying to be a dick. It's just an observation. Nobody here wants you to go above the level you are comforable with. Every group ride I have been on there has been several levels of riders. And there have been many. Just be calm and enjoy the ride. The lead group will wait. I am an agressive rider. Not the fastest but agressive. On the one group rride I went on last year I ended up hanging back with the cuiser that was with us. Nobody got left behind, the leaders would wait at certain points and we all had fun. Hopefully this didn't discurage you from riding with this group.