LJ Posted July 25, 2008 Report Share Posted July 25, 2008 Your interest rate is going to depend on your credit score and how much you put down. How much you put down is only going to effect it to a certain point. Trust me, I know Quote Link to comment Share on other sites More sharing options...
Rayman Posted July 25, 2008 Report Share Posted July 25, 2008 We're in the process of purchasing a home now and the fixed rate is currently at 6.5%. Quote Link to comment Share on other sites More sharing options...
Mallard Posted July 25, 2008 Report Share Posted July 25, 2008 How much you put down is only going to effect it to a certain point. Trust me, I know Yes, true. But I didn't expect he was asking because he's putting down over 20%. Quote Link to comment Share on other sites More sharing options...
Putty Posted July 25, 2008 Report Share Posted July 25, 2008 I dont see how anyone got 4.25% in today's market....regardless of your beacon. Quote Link to comment Share on other sites More sharing options...
Mallard Posted July 25, 2008 Report Share Posted July 25, 2008 I agree. I got 6.25% with 10% down and a credit score of 799. With 20% down I could have only gotten around 6%. Quote Link to comment Share on other sites More sharing options...
Putty Posted July 25, 2008 Report Share Posted July 25, 2008 I agree. I got 6.25% with 10% down and a credit score of 799. With 20% down I could have only gotten around 6%. Ya...I'm holding the BS flag cause I guess it could be true...I got 5.6% w/points. Quote Link to comment Share on other sites More sharing options...
caseyctsv Posted July 25, 2008 Report Share Posted July 25, 2008 That was why I said "Dreamland Mortgage" Unless it was a builder buy down or some sort of VA-only loan there is no way they have a 4.25 30 year fixed. Quote Link to comment Share on other sites More sharing options...
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