bmwohio Posted September 29, 2011 Report Share Posted September 29, 2011 So my wife got rear-end yesterday by some, no English speaking- Mexican kid with no driver’s license and no insurance. So we now have to file under our uninsured motorist and pay out our deductible to get her vehicle fixed. Has anyone ever dealt with something like this? Can I sue this piece of shit for my deductible and any medical bills (wife may go to doctor today due to sore neck and back) or will I be spending more on legal fees to chase this guy and have nothing to show for it at the end? What if I just start showing up at his house telling him I want my $500 deductible? I may actually do that. The system sucks, because the officer told my wife that he would write this illegal alien a ticket and then cut him loose(he can’t hold him for anything) ….that seems like a bullshit call for rear-ending someone and then getting to walk away with a small slap on the wrist. /endrant Again, are there any attorneys/police officer’s/people who have been through this among this board that can offer some free advice, I would appreciate it. Thanks. Quote Link to comment Share on other sites More sharing options...
El Karacho1647545492 Posted September 29, 2011 Report Share Posted September 29, 2011 What if I just start showing up at his house telling him I want my $500 deductible? I may actually do that. Lets play good idea, bad idea... Quote Link to comment Share on other sites More sharing options...
bmwohio Posted September 29, 2011 Author Report Share Posted September 29, 2011 So my wife got rear-end yesterday by some, no English speaking- Mexican kid with no driver’s license and no insurance. So we now have to file under our uninsured motorist and pay out our deductible to get her vehicle fixed. Has anyone ever dealt with something like this? Can I sue this piece of shit for my deductible and any medical bills (wife may go to doctor today due to sore neck and back) or will I be spending more on legal fees to chase this guy and have nothing to show for it at the end? What if I just start showing up at his house telling him Quiero que mi $ 500! I may actually do that. The system sucks, because the officer told my wife that he would write this illegal alien a ticket and then cut him loose(he can’t hold him for anything) ….that seems like a bullshit call for rear-ending someone and then getting to walk away with a small slap on the wrist. /endrant Again, are there any attorneys/police officer’s/people who have been through this among this board that can offer some free advice, I would appreciate it. Thanks. Fixed....... ^^ My reasoning is that I'll annoy this shit out of him until he pays up. Or I can go to his place of work "Spaghetti Warehouse" and hassle the shit out of him there.....can you tell i'm a little pissed off about this? I don't want to pay $500 for some other fucking idiots mistake.......You would think if you have no driver's license or insurance you would pay extra fucking special attention to your driving. My wife was at a complete stop when this guy screeeeeched into the back of her...it could have been avoided by just paying attention to the giant Ford Edge in front of him. Quote Link to comment Share on other sites More sharing options...
El Karacho1647545492 Posted September 29, 2011 Report Share Posted September 29, 2011 The same shit happened to a friend of mine. He had to eat his deductible but the guy who hit him got deported. I think the ticketing officer just didn't want to deal with a bunch of paperwork, it sounds like he should've been a bit more diligent in figuring out why an at-fault driver is driving unlicensed and uninsured Quote Link to comment Share on other sites More sharing options...
AudiOn19s Posted September 29, 2011 Report Share Posted September 29, 2011 6-7 years ago...10 days after I finished a custom front bumper for my Audi, my wife was hit by an uninsured motorist on her way to work ruining my brand new bumper, fender and some of the hood on that car. At the time of the incident the guy provided an insurance card with his wife's name on it so the cops only cited him for the accident, however we found out days later he was excluded from her policy and they were not going to pay for the damages. This dumb ass even tried to fight getting cited for the incident so we had to go to court for that and even when we presented documentation showing he was not insured at the time of the incident he never got in trouble for it as they stated they couldn't charge him for that after the fact? Long story short I was soo completely upset about it I thought about all of the above, I somewhat stalked him and made calls to him several times but the basic story was he was not able to work (yet he was able to go buy beeer at 7:30 in the morning) and was basically a dead beat, he'd refused to pay us anything and I eventually gave up. Your insurance company will also pursue the individual for damages but in our case they were never able to recover any of their losses hence neither were we. Had they collected in full we would have been given our deductible back, don't expect it though. Your uninsured coverage should have bodily injury as well as property damage so they will cover medical bills to a minimal extent in the event she comes away with any. Quote Link to comment Share on other sites More sharing options...
AudiOn19s Posted September 29, 2011 Report Share Posted September 29, 2011 p.s. I was soo upset over the whole deal that it also upset my wife making her think I was also angry at her for the whole situation. Make sure your wife is taken care of and in good health and don't burden her with how upsetting the situation is. Quote Link to comment Share on other sites More sharing options...
AWW$HEEET Posted September 29, 2011 Report Share Posted September 29, 2011 illegal somolian lady hit my uncle and the same shit happened. had to pay out of his pocket. glad the united states sticks up for its tax paying citizens. Quote Link to comment Share on other sites More sharing options...
jeffro Posted September 29, 2011 Report Share Posted September 29, 2011 :NSFW: Heres what you do, skip to 3:00 WARNING; NOT FOR THE WEAK http://vkontakte.ru/video114405685_161033530?hash=4fa2eff270939ece 1 Quote Link to comment Share on other sites More sharing options...
John Bruh Posted September 29, 2011 Report Share Posted September 29, 2011 :NSFW: Heres what you do, skip to 3:00 http://vkontakte.ru/video114405685_161033530?hash=4fa2eff270939ece you are one sick motherfucker Quote Link to comment Share on other sites More sharing options...
Farkas Posted September 29, 2011 Report Share Posted September 29, 2011 Fuck you, Jeff... Fuck you. Quote Link to comment Share on other sites More sharing options...
Archie Posted September 29, 2011 Report Share Posted September 29, 2011 Again, are there any attorneys/police officer’s/people who have been through this among this board that can offer some free advice, I would appreciate it. Thanks. This made me LOOOOL. Why would you ever ask for a PIG's help? They are some of the biggest corrupt, worthless, unintelligent scum that are in today's society. They know nothing of the law and care nothing about citizens that write their check. Their primary purpose is to provide income to the city/state in the form of written traffic citations - that is all. edit: Was this a Westerville cop? If so, you need to call the city police cheif immediately - this is the only way to get these worthless fucks to do anything... call their boss. The people of Westerville do not stand for bullshit like this. 1 Quote Link to comment Share on other sites More sharing options...
pmpn8ez Posted September 29, 2011 Report Share Posted September 29, 2011 pm sent Quote Link to comment Share on other sites More sharing options...
Moe7 Posted September 29, 2011 Report Share Posted September 29, 2011 Sounds like my luck.. Of the three times I've been hit, twice the person didn't have insurance, and last time the girl fled the scene and gave a false statement afterwards leading to "no fault". Unfortunately, the least stressful route is to just pay the deductible and hope the insurance is able to collect from the guy. Quote Link to comment Share on other sites More sharing options...
Gergwheel1647545492 Posted September 29, 2011 Report Share Posted September 29, 2011 Ask Rotarded about this exact same scenario... shit is fucked up!!! Quote Link to comment Share on other sites More sharing options...
99BlownYellowGT Posted September 29, 2011 Report Share Posted September 29, 2011 My mom got ran into by an illegal. They ran and left their bumper behind. The police wouldnt do anything because they couldnt prove who was driving...my parents ate the deductible and went on with life. Quote Link to comment Share on other sites More sharing options...
bmwohio Posted September 29, 2011 Author Report Share Posted September 29, 2011 :NSFW: Heres what you do, skip to 3:00 WARNING; NOT FOR THE WEAK Seriously dude.....WTFuck Quote Link to comment Share on other sites More sharing options...
Rocky31186 Posted September 29, 2011 Report Share Posted September 29, 2011 :NSFW: Heres what you do, skip to 3:00 WARNING; NOT FOR THE WEAK http://vkontakte.ru/video114405685_161033530?hash=4fa2eff270939ece Dude WTF! R u kidding me? Thats not even NSFW.. Thats NSFANYTHING Quote Link to comment Share on other sites More sharing options...
Snowflake Posted September 29, 2011 Report Share Posted September 29, 2011 If she is hurt would it be considered an assault since he shouldnt have been driving? I see this as an arrestable offence. Fuck I went to jail for a fucking roach in my pocket before. In N.C. if you are driving with no liscense, revoked, or suspended you go to jail and have to make bail. Sucks to be you but at least you had the insurance. Quote Link to comment Share on other sites More sharing options...
oh8sti Posted September 29, 2011 Report Share Posted September 29, 2011 Damn thing happend to me in my STi. Got rearended and then told the prosecutor that I want the guy to pay my deductable. He had 60-100 pulled out of his work check once a week until it was paid. He was recently released from prison and his PO would call me to make sure he was paying for it. Worked out alright in the end, but still a pain in the ass. Oh I never hired a lawyer or anything. Represented myself :fuckyeah: Quote Link to comment Share on other sites More sharing options...
SRTurbo04 Posted September 29, 2011 Report Share Posted September 29, 2011 Damn thing happend to me in my STi. Got rearended and then told the prosecutor that I want the guy to pay my deductable. He had 60-100 pulled out of his work check once a week until it was paid. He was recently released from prison and his PO would call me to make sure he was paying for it. Worked out alright in the end, but still a pain in the ass. Oh I never hired a lawyer or anything. Represented myself :fuckyeah: bauce Quote Link to comment Share on other sites More sharing options...
copperhead Posted September 29, 2011 Report Share Posted September 29, 2011 I think ICE needs to know that the spaghetti warehouse is employing illegals Quote Link to comment Share on other sites More sharing options...
10phone2 Posted September 29, 2011 Report Share Posted September 29, 2011 I think ICE needs to know that the spaghetti warehouse is employing illegals good point. Find out where the dude lives and make a complaint that illegals are living there. Didn't they just do an illegal immigrant pick up in Ohio? Everywhere that fuckers moves do file a complaint. His families residence and everything. Quote Link to comment Share on other sites More sharing options...
Flyin Miata Posted September 29, 2011 Report Share Posted September 29, 2011 Your uninsured coverage should have bodily injury as well as property damage so they will cover medical bills to a minimal extent in the event she comes away with any. I would check on this though. I don't know know if this is Ohio law or just the way coverages are where I work, but I know some companies will not allow you to have the property damage portion of Uninsured Motorist coverage if you also have Collision coverage (which you probably do if the car is anything newer than a 2005). On my Mazdaspeed I don't only have Uninsured bodily injury coverage because I have collision, but on the Miata I carry the property damage portion too since it's just at liability otherwise. I would highly recommend taking these coverages if you live in Ohio, we are one of the worst states for uninsured drivers because there is no real central state system that verifies a registered car is insured like most states in the South have. In Georgia if you go a couple days without insurance, the state knows immediately and will fine you or suspend your license. It's unreal that you still don't have to provide proof of insurance to register a car in Ohio. Quote Link to comment Share on other sites More sharing options...
10phone2 Posted September 29, 2011 Report Share Posted September 29, 2011 I would check on this though. I don't know know if this is Ohio law or just the way coverages are where I work, but I know some companies will not allow you to have the property damage portion of Uninsured Motorist coverage if you also have Collision coverage (which you probably do if the car is anything newer than a 2005). On my Mazdaspeed I don't only have Uninsured bodily injury coverage because I have collision, but on the Miata I carry the property damage portion too since it's just at liability otherwise. I would highly recommend taking these coverages if you live in Ohio, we are one of the worst states for uninsured drivers because there is no real central state system that verifies a registered car is insured like most states in the South have. In Georgia if you go a couple days without insurance, the state knows immediately and will fine you or suspend your license. It's unreal that you still don't have to provide proof of insurance to register a car in Ohio. You're right about the lack of proof of insurance. I was blown away here when I moved here that you didn't need or the yearly inspections. Quote Link to comment Share on other sites More sharing options...
Flyin Miata Posted September 29, 2011 Report Share Posted September 29, 2011 You're right about the lack of proof of insurance. I was blown away here when I moved here that you didn't need or the yearly inspections. Where did you move from? I've dealt with policies in every state in the country now and I couldn't believe how extreme the differences are from state to state. Most states require insurance companies to report all insurance info to the state and they use that for vehicle registration info too. Same with pulling someone over. In Ohio, the only real verification they ever do is random checks for insurance every 3 years if you haven't gotten pulled over or had an accident in that time. Even when you do get pulled over, if you don't have your card on you most counties just let you send a copy of the card in with your ticket payment. That doesn't fly in a lot of places. Quote Link to comment Share on other sites More sharing options...
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