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anyone use a credit union?


justmyluck
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I have that same card. It was great, until they changed their rewards. No longer do you get 1% back on everything and 5% back on groceries. The 5% back on gas is the only decent part of that card now. So, I just got an Amex Blue Cash Preferred card that gets me 6% back on groceries, plus 1% back on everything else. Oh, and I got $150 back as soon as I spent $1000 in the first 3 months. I spent that my first day with it, as I bought my Hawaii plane tickets on it. :)

 

Oh, and another bonus it that card: I can use it at Costco now, so in addition to the 2% back I get with my Costco membership, I'm getting another 1% back with that card. Score... :nod:

 

they have an optional points system now, from what i gather 25000 pts = a $250 gift card and thier points are 5 for each dollar of fuel 3 for groceries, and 1 for everything else. it works like ti did before, only you get your rebate down the road rather than every month.

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I just called today about a loan. I got approved for pretty much whatever I wanted. The lady said that if the car is an 07 and up the interest rate is 3.x%. On anything older it's roughly 5%.

 

Payments would have been about $200 for a 4 year loan on 9k.. roughly.

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I just called today about a loan. I got approved for pretty much whatever I wanted. The lady said that if the car is an 07 and up the interest rate is 3.x%. On anything older it's roughly 5%.

 

Payments would have been about $200 for a 4 year loan on 9k.. roughly.

 

PenFed is 1.99% regardless of the car. Still, those aren't bad rates... :nod:

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