o0n8 Posted February 17, 2016 Report Share Posted February 17, 2016 So being a Costco member is great for what they have in the store, not so great for the random junk mail you get about their other services. But since I'm always looking for ways to be cheap I decided to get a Home & Auto insurance quote from Ameriprise thru Costco. It's was cheaper of course. About $95 dollars a month cheaper than the same coverage as Farmer's with lower deductibles. :fuckyeah: If you're a Costco member, it's definitely worth checking out. Now what to do with the extra $95 a month? Quote Link to comment Share on other sites More sharing options...
LJ Posted February 17, 2016 Report Share Posted February 17, 2016 Now what to do with the extra $95 a month? Put it in a savings account for when that insurance company refuses to pay out on your claim Quote Link to comment Share on other sites More sharing options...
jeffro Posted February 17, 2016 Report Share Posted February 17, 2016 Put it in bank. Retire early. Quote Link to comment Share on other sites More sharing options...
90G60 Posted February 17, 2016 Report Share Posted February 17, 2016 Put it in a savings account for when that insurance company refuses to pay out on your claim It worked for Baskets... http://editorial.rottentomatoes.com/wp-content/uploads/2016/01/20160213/Baskets2.jpg Quote Link to comment Share on other sites More sharing options...
Mojoe Posted February 17, 2016 Report Share Posted February 17, 2016 I'm more scared of great rates, than seeing them for a great deal. I probably pay a little more with USAA, but I switched to them because they just flat out take care of their customer. The last thing I want to deal with after filing a claim, will be a insurance company dragging my balls through glass, because they want to haggle and not cover me. Quote Link to comment Share on other sites More sharing options...
87GT Posted February 17, 2016 Report Share Posted February 17, 2016 Put it in a savings account for when that insurance company refuses to pay out on your claim Quote Link to comment Share on other sites More sharing options...
Flyin Miata Posted February 17, 2016 Report Share Posted February 17, 2016 I'm more scared of great rates, than seeing them for a great deal. I probably pay a little more with USAA, but I switched to them because they just flat out take care of their customer. The last thing I want to deal with after filing a claim, will be a insurance company dragging my balls through glass, because they want to haggle and not cover me. Working in insurance (and not for USAA) I can say they really do have great customer service. Whenever I've needed to contact them on any claim they've been quick and helpful. Tough to say for a lot of companies. Quote Link to comment Share on other sites More sharing options...
Rustlestiltskin Posted February 17, 2016 Report Share Posted February 17, 2016 Put it in a savings account for when that insurance company refuses to pay out on your claim http://forums.clubrsx.com/images/smilies/inoutugh.gif Quote Link to comment Share on other sites More sharing options...
Miller Posted February 17, 2016 Report Share Posted February 17, 2016 Working in insurance (and not for USAA) I can say they really do have great customer service. Whenever I've needed to contact them on any claim they've been quick and helpful. Tough to say for a lot of companies. Yep. I'm more scared of great rates, than seeing them for a great deal. I probably pay a little more with USAA, but I switched to them because they just flat out take care of their customer. The last thing I want to deal with after filing a claim, will be a insurance company dragging my balls through glass, because they want to haggle and not cover me. USAA is an insurance leader for a reason. They offer you guys some of the most competitive rates, exemplary customer service and maintain a really healthy book of business. They're not as large as some of the bigger guys is all. Quote Link to comment Share on other sites More sharing options...
WrxRcr Posted February 18, 2016 Report Share Posted February 18, 2016 How do you become eligible for usaa insurance? Quote Link to comment Share on other sites More sharing options...
Mojoe Posted February 18, 2016 Report Share Posted February 18, 2016 If you are, or have served in the military, or if your parents did. I know they opened up their banking to all. I would contact them and ask about their insurance. https://www.usaa.com/inet/pages/auto_insurance_main?wa_ref=pub_global_products_ins_auto Quote Link to comment Share on other sites More sharing options...
GRN96WS6 Posted February 18, 2016 Report Share Posted February 18, 2016 I have usaa and I'll be honest my experience hasn't been that good sure the rates are low but fuck I've had two claims and they were both a pain in the dick and took multiple calls and posts on social media to get callbacks. Quote Link to comment Share on other sites More sharing options...
Mojoe Posted February 18, 2016 Report Share Posted February 18, 2016 I have usaa and I'll be honest my experience hasn't been that good sure the rates are low but fuck I've had two claims and they were both a pain in the dick and took multiple calls and posts on social media to get callbacks. Damn, Tommy. Sorry to hear that. We got cut off in traffic and then guy slammed on his breaks. We had no where to go and had to hit him. Totaled our one year old car. We had money for a new car in a week. Talked to a contractor who does a lot of weather damage claims, and he said USAA is the easiest to deal with every time. Quote Link to comment Share on other sites More sharing options...
o0n8 Posted February 18, 2016 Author Report Share Posted February 18, 2016 Put it in a savings account for when that insurance company refuses to pay out on your claim Put it in bank. Retire early. I like these ideas. I'm more scared of great rates, than seeing them for a great deal. I probably pay a little more with USAA, but I switched to them because they just flat out take care of their customer. The last thing I want to deal with after filing a claim, will be a insurance company dragging my balls through glass, because they want to haggle and not cover me. I don't qualify for USAA but have only heard great things. If I qualified I probably would use them. All insurance companies seem to suck (especially Nationwide) so I figure I might as well pay the least amount I can before I get dicked. Quote Link to comment Share on other sites More sharing options...
GRN96WS6 Posted February 18, 2016 Report Share Posted February 18, 2016 Damn, Tommy. Sorry to hear that. We got cut off in traffic and then guy slammed on his breaks. We had no where to go and had to hit him. Totaled our one year old car. We had money for a new car in a week. Talked to a contractor who does a lot of weather damage claims, and he said USAA is the easiest to deal with every time. Yeah my experience isn't the norm but I can't help but be upset it's been so lackluster. Hopefully they do better if I need a claim again, neither were my fault and what posted me off about one of them was we both had usaa!! Quote Link to comment Share on other sites More sharing options...
SRTurbo04 Posted February 18, 2016 Report Share Posted February 18, 2016 Yeah my experience isn't the norm but I can't help but be upset it's been so lackluster. Hopefully they do better if I need a claim again, neither were my fault and what posted me off about one of them was we both had usaa!! so usaa would of paid regardless, and you still had a issue? Quote Link to comment Share on other sites More sharing options...
GRN96WS6 Posted February 18, 2016 Report Share Posted February 18, 2016 so usaa would of paid regardless, and you still had a issue? Exactly...... Head meet wall that claim was a pain in the ass. Quote Link to comment Share on other sites More sharing options...
RC K9 Posted February 18, 2016 Report Share Posted February 18, 2016 I went through them for my most recent mortgage. Quote Link to comment Share on other sites More sharing options...
SpaceGhost Posted February 18, 2016 Report Share Posted February 18, 2016 So my deceased father had 20 years in the military and retired (before death), I would qualify? Quote Link to comment Share on other sites More sharing options...
Putty Posted February 18, 2016 Report Share Posted February 18, 2016 Put it in a savings account for when that insurance company refuses to pay out on your claim LOL...Cheaper isn't always better. I saw those Compare.com commercials recently and thought about it. Quote Link to comment Share on other sites More sharing options...
miller11386 Posted February 18, 2016 Report Share Posted February 18, 2016 Ive had nationwide forever. Every time I have shopped around for better rates they are always for less coverage. Also I pay about 100 a month for a beat up old truck and a razekar. (600 a half) Not sure if you guys own a fleet to save $95 a month or just have miserable driving records (mine is not spot free by any means) 500k per incident /100k medical per person involved plus un-insured motorist, etc. Quote Link to comment Share on other sites More sharing options...
o0n8 Posted February 18, 2016 Author Report Share Posted February 18, 2016 Ive had nationwide forever. Every time I have shopped around for better rates they are always for less coverage. Also I pay about 100 a month for a beat up old truck and a razekar. (600 a half) Not sure if you guys own a fleet to save $95 a month or just have miserable driving records (mine is not spot free by any means) 500k per incident /100k medical per person involved plus un-insured motorist, etc. no fleet, just a '12 escape and a '04 Mazda 6 wagon. Not the best records but not terrible. Most of the savings really came with Home Owners insurance but both policies are exactly identical to what I had with Farmer's except for a lower deductable for auto. Will be paying $413/ 6 months for Auto. Quote Link to comment Share on other sites More sharing options...
99StockGT Posted February 18, 2016 Report Share Posted February 18, 2016 +1 for Fleet discounts Have had State Farm through a personal connection since I was 16 and had a fleet discount since my early 20s, excellent rates, never an issue even with a very healthy payout when my Mustang was stolen and another when my Stealth was broken into. Quote Link to comment Share on other sites More sharing options...
Littleguy Posted February 18, 2016 Report Share Posted February 18, 2016 So my deceased father had 20 years in the military and retired (before death), I would qualify? Yes, just call them with some of your dad's info (DOB, etc...) and they should be able to find him and hook you up. Quote Link to comment Share on other sites More sharing options...
SpaceGhost Posted February 18, 2016 Report Share Posted February 18, 2016 Yes, just call them with some of your dad's info (DOB, etc...) and they should be able to find him and hook you up. Thanks Quote Link to comment Share on other sites More sharing options...
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