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Obama administration's health care law unconstitutional, really


Casper

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There certainly may be individuals who have a different experience than almost anyone else. The negotiated price that insurance companies pay, though, is almost always much cheaper than regular rates. If a doctor wouldn't give a discounted rate, there would be no reason for an insurance company to do business with that doctor.

Also my mother-in-law does billing for an optometrist and she says there are two different prices for the same service. One for those with insurance and another for those paying cash. Guess which one is lower?
In almost every case, the price charged to the insurance companies is cheaper.

It's certainly possible that your mother-in-law works at the only place in the country that is able to negotiate a price increase, rather than a discount, into their pricing structure, but that doesn't change the way almost everyone else operates.

Billing discounts for insurance companies is pretty much standard across the board. If they weren't, insurance companies would have no need to insure patients with doctors who do not offer such a discount.

Im a firm believer that somewhat normal routine health care is cheaper to pay right out of your pocket. No need to pay huge premiums for basic health coverage.[/quote[

People don't pay huge premiums for normal routine health care (though, it doesn't matter - the cost of preventive medicine is fairly insignificant, given how much Americans pay in taxes and out of pocket for health care), they pay huge premiums in case they need more than just normal routine health care. But even the cost of a regular doctors visit (on average, about $200 without insurance - that was in 2006) can be a burden to most families.

Edited by cg2112
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.[/quote[

People don't pay huge premiums for normal routine health care (though, it doesn't matter - the cost of preventive medicine is fairly insignificant, given how much Americans pay in taxes and out of pocket for health care), they pay huge premiums in case they need more than just normal routine health care. But even the cost of a regular doctors visit (on average, about $200 without insurance - that was in 2006) can be a burden to most families.

Im my case i was. With the insurace i had and being fairly healthy i was wasting alot of money paying a premium of $7000 a year. Seeing $135 come out of my check a week was a my burden. I see what your saying about negotiated prices with insurance companies but from what i have see and dealt with lately the opposite seems true. This is just my experience.

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Two doctors that say it happens vs. one fake person on the internet that says it doesn't.

I think I'll believe my doctor' date=' if it's all the same to you. I mean.. I've actually seen the guy in person. You're just some dude pretending to be 24/F/Ohio.[/quote']

I don't know that two doctors say that it happens.

I know that the information takes about six seconds to find with Google.

vs. two people on an internet bulletin board arguing against both common sense and common knowledge. Doesn't really matter whether or not you agree - facts don't stop being facts for such a reason.

Im my case i was. With the insurace i had and being fairly healthy i was wasting alot of money paying a premium of $7000 a year. Seeing $135 come out of my check a week was a my burden. I see what your saying about negotiated prices with insurance companies but from what i have see and dealt with lately the opposite seems true. This is just my experience.

Oh, I get what you're saying.

What I mean is, that's not the reason that people pay huge premiums. It's not to cover doctors appts. It's just in case they need to have surgery, or break a leg.

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