Okay after doing some thinking..
I have 3800 in debt
1 loan $1,182.xx apr 16.75%
1 credit card $2,688.xx Apr 12.9%
total of $3,870.xx
The school loan is SUPER low APR
I believe it would be more benificial to pay off my Loans (no plans on using my credit card.) and pay off a higher school loan with a lower APR opening my credit up (I do plan on buying a house within 2 years.)
Why would this be unwise to do??(Other than a risk of running up my credit card again(which i will not be doing. its going in a block of ice in the freezer)