No basic quotes are not easy to attain. You just have to go thru that crap. As far as buying a new car, Car dealerships are DESPERATE to sell cars. Especiall new ones. I know that GM is shutting down at least 4 plants for the month of January because car sales are terrible.
As far as gettin a used car, You might get shot down. Its weird, its easier to finance a NEW car as opposed to a used car. Good luck