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KlubFoot

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  5. WTB: Verizon Phone

    in Other Stuff

    Posted

    I'm in need of a phone in the next couple days. I would like something that is relatively new (maybe only a couple months of easy use) as I will be using this for the next couple years. I like the full qwerty keyboard phones and I need something I can check my email and web updates as well. Some phones I would really like are:

    -EnV

    -Voyager

    -Moto Q

    -Most other smartphones and PDA's

     

    I would like to keep the price under $200. Let me know what you've got.

  23. Rich people screwin up our economy

    in Dumpster

    Posted

    If by that you mean, I wont have allot of money,t hen you may be correct. I wIll, however, have allot of assets.

    As for going broke, that is not correct either. If I blow $500,000 on a house,t hen I have a $500,000 house, 100% positive equity. So, supposed I don't have a job and I blow the whole million, I'm still not broke. I have a house that I can hock for $400,000+, or I have a shit ton of equity that I can borrow against.

     

    If by assets you mean the house you live in, the cars you drive and the things you buy... you are absolutely ridiculous for believing that those are anything but liabilities. Think about it. You pay your mortage, property taxes, maintenance fees, etc. every month on a home. It is TAKING your money from you. Now, when you feel like you're about to be down and out, sure you can sell that home and make a good bit of cash off of it, but you never gained anything more then what you had in the beginning.

     

    With my example of putting that million into a savings account and paying your mortage with the interest, you at least get to live in your mansion for free. You do not gain any money, but you have gotten something free out of the deal and that's obviously better then nothing.

     

    Now, invest that million properly and with the right motivation and knowledge you too could be the next Donald Trump.

  24. Rich people screwin up our economy

    in Dumpster

    Posted

    If i was making a Mil, you bet your ass I'd spend it, I'd start with a house, paid in full. The rest would be cost of living, more education, and cars.

     

    And this is the reason you will never truely be wealthy. The same reason that most people who win the lottery or are passed on a considerable amount of money go broke eventually.

     

    Why pay for a house in full? Even if you were a numnuts no talent ass clown and couldn't figure out how to invest it any better, you could set that money aside in a savings account and earn interest. I don't know about you, but I'd rather pay my mortage payments with the interest earned off of that million every month then blow all that money at once and fuck myself with high property taxes and maintenance that I couldn't afford.

     

    Arm your minds with financial intelligence. You're obviously a smart person. You just have a skewed opinion of how money really works.

  25. Rich people screwin up our economy

    in Dumpster

    Posted

    Or, poor people need to stop their bitching and blaming and do something about their own financial future. I myself am by no means a rich person, but I understand that I'm not going to create wealth by bitching about how someone else makes millions and exploits their employees. Understand that there's probably a good reason that Richard Wagoner makes $8,000,000/yr and you don't.

     

    If you want to focus on building the economy and patriotism, focus on immigration laws and education. Not what some guy who worked his ass off and CREATED his own wealth spends on a yearly basis. People like you are the problem with our economy. You go to work day in and day out only to bitch about the pay check you recieve at the end of each period. If its not good enough, DO SOMETHING ABOUT IT. I'm sick and tired of hearing people bitch about this and bitch about that when it comes to money. YOU AND ONLY YOU are in charge of your financial foundation.

     

    The next time you are out and see something you want, instead of telling yourself you can't afford it because you don't get paid enough, ask yourself HOW can I afford this. Act upon your thoughts and make it happen. If everyone had this mentality our economy would be booming right now. Instead, everyone wants to blame everyone else for their own CREATED misfortunes.

     

    Quit working for your money and make your money work for you.

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