seems like a good decision for now to put it on hold / sell
Problem with much of america is people are spending more then they are earning (not saying this is the case) however; when this is the case its best to cut non essentials such as fast cars / drinking until debt is relieved. 28% credit card should be taken care soon, to reduce money wasted / build credit.
Also remember to save, retirement will come sooner than you think, and i promise you don't want to rely on social security. If you don't have a roth IRA (or some form of retirement plan) open one, even if its just $20 a month.