Well i figured the only place it would need welded is in the door jambs and there the paint being "off" wouldn't matter that much.
I am just going off of what the PDR guy told me. He said the 1/4 had to be replaced, not just fixed, because of the crease like dent and because it buckled in the back, and also because of that body line. This is where I figured in the new 1/4 panel. Regardless of whether it is painted or not I can get the whole thing resprayed and blended, but a new 1/4 is $650, which is rediculous.
I do not know myself, so just going off of others.
R.Parker - I will email you after seeing what my dent guy at work can do. Thanks for the offer and help.