That was a brilliant video. Thank you for sharing.
My first thought is, "new does not always guarantee MORE reliability." Yes, New Camry vs. 1994 rusted out civic that has been tatered to death, but not necessarily over a good quality used car. This statement seems pretty circumstantial IMHO.
Also, how can you afford to have a super expensive car with all the bells and whistles yet NOT be able to afford a very basic vehicle without the Nav and such? Or do you mean without the financial situation? Am I misunderstanding what system you're referring to?
IMO, if anyone NEEDS to finance ANYTHING for a longer amount of time than it was designed to last, they can't afford it. Find other means. That's just, like, my opinion man.