dude, I have no negative equity in the house, I'm actually selling the house for more than I owe on it... the issue is realtor fees, closing costs, etc.... when I gave my realtor my payoff, she told me I would need to bring 15,000 to closing in order to sell the house, I told her this was sthe MAX I could bring, now 2 weeks before closing she's saying, that I need to bring 17,000 to closing... 2k might not seem like alot to you but when you'er already paying that much, 2k is a big fucking deal