ROFL, you have a lot to learn.
I read the other thread, why bring your parent's finances into it? Why even go "ZOMG MY DAD"?
And just an FYI, I don't know everything about finance, but I sure as hell know more than you. I also don't think I am God's gift to anyone.
But if you really want to try to drop your parent's finances to prove something, I can do that too.