Tha Kernal

Purchased by your company because their corporate email will only work on BB... WIN Purchased because you hope that RIM will be around in 6 months, will continue inovation on the BB line, and their stock won't tank in the next 3 months..... FAIL

To add what Copperhead has posted: (written from personal experience) If you do have to go the route of a bankruptcy for what ever reason do not under any circumstance think that your lawyer will follow up on your credit for you. My wife and I have been through a Chapter 13 and although my lawyer did take care of getting our debts consolidated and into the case they did not tell me of anything to do with credit other than it will stay on your report for 7 years. What I found out afterwords is that the companies that we were making payments to through the plan sometimes did not report things correctly if at all. When we got out of the bankruptcy there were accounts that still showed a balance on them, accounts that showed us late for 3 years, even though we were making payments to the trustee of the case, etc. If you have to file, when you get your acceptance into the plan and you have your papers send them off to all your creditors that were named in the bankruptcy. As Copperhead mentioned there are the big 3 credit reporting agencies that in a lot of ways run your life (if you want to purchase anything on credit that is). These agencies used to only deal with consumers by snail mail. You can now create disputes through their websites and these still fall under the FCRA that states the creditor has 30 days to respond to your dispute or it will be removed from your report. My wife and I were able to bring our credit scores up to 680 (mine) and 715 (hers) within 6 months of being out of our bankruptcy. Although we still have this on our report by making sure all the creditors have updated our accounts correctly it only reports as 1 derogatory instance instead of many. Again, as Copperhead mentioned Debt/Income is a huge part of helping us get loans after this as most banks will not touch debtors for at least 2 years after bankruptcy. If you are a veteran you can use your VA loan for a home but you have to have a minimum of a 660 (as of Sept 12) credit score. The first thing I recommend doing once you are done with it (or close to the end) is apply for a card that helps rebuild your credit. Many of these take a deposit (i.e. $500) then give you a $500 line of credit minus their yearly fee. The nice part is that they report to the big 3. This is important as not all banks / etc report to all agencies. Why this is I don't really know but you will find this as you look at your reports. If you have any more questions for me please don't hesitate to ask. I was very depressed when this happend, and felt that I wasn't a man and really let my family down. I have since realized that I did everything in my power but when the economy took a dive and I was put out of work there was nothing I could do. I have since tried to help others know what to look for from my personal experience. ****I am not a credit professional nor do I claim that everything I say will work or fix your problem. I can only tell you my experiences/choices and what the results were.****

Did just pick these up in a St. Judes Auction. http://lgmotorsports.com/gallery/albums/userpics/10002/18x90-1.jpg

I agree. Only had the Vette since the 15th and been more interested in driving than clicking.... Hoping to change over all the chromeeeee to some CF soon.

Me and my fatty digits.... :fa: You are correct sir. IS250 AWD

Went to Coffee and Cars this morning at Cup 'O Joe and met some guys from the forum. Buckeye is the only one whose forum name I got so this is a shout out to him. Also wanted to say hello Adam. I used to race motorcycles (SuperSport Class) have had many fun cars over the years including a SC 99 SI, Integra Type R, S2000. Then I settled down with the wife and her horse power is of the four leg variety. So I went to the F350 for a while. I at least had a bully dog on it and got to have some fun. So I am finally back to getting to have a fun car. Just added a 2008 C6 to my stable that includes a IS350 AWD and a Tundra CrewMax. I enjoyed meeting the guys today as I said and hopefully will get to meet more of you. I live about 4 miles from National Trails so I should be out there quite a bit this summer. Oh yea and like 15K other people here in Columbus, I work for Chase http://i1132.photobucket.com/albums/m571/macstrashcan/photo.jpg