I guess the only reason to invest in a house is to improve the quailty of life. If you work in a cubical,Why would you want to rent one to live in? You lose money on everything these days "except gold" so who cares. Buying a house sucks if your a lazy fuk!I know a lot of ppl who are rich from buyng selling houses .......I know a lot of ppl who rent < not so rich.And buying a couple of bikes and cars to wear on your sleeve doesn't make you rich. And just for the ppl .............If you have moneys you can refi and get ,Put that money into a secured investment and then your house is worth the investment......or rent it out and make money like that.