I applaud someone rich enough to pay for college as they go out of their own pocket. Honestly, if I already had a job that I could do that with I suggest that person to forget college and stay with that company they already work for, because that is one hell of a job w/out a college education. Then again if they have nothing else to worry about and live with mommy or someone else is paying for everything else, then I can see what you mean. Which really doesn't say Mr. independent. I never met a soul that hasn't paid or is paying their student loans. I had no idea that any loans out there means the receipient is going to file bankruptcy. That is a new ignorant fact that I'll have to add to my throw away list. I admire you for having cash for your home, car, etc, and never owning a credit card. You sir are my IDOL. Cuz we all know that if you don't have cash for something now and get a loan on credit that it means your a piece of shit excuse of an American and will be in bankruptcy court soon. News: If it wasn't for student loans most colleges wouldn't even survive. College attendance would be very low. Not everyone is Indian and gets government funding and graduates with an Engineering or doctor of medicine degree. Responsibility....yeah, I have lots of it.