here is the skinny on this... you and the person who is on the title (tim, JD whoever the fuck it is on the title) got a letter both of you fill it out.. if it comes back both of you put it was zero dollars or whatever.. its all gravy.. basically they are checking to see if you both match up.. if not then both of you are screwed, more so you if he puts he sold it for x amount and you put $0 i had a similiar thing happen with a bike i bought, guy sold it to me, and title jumped (meaning he had a title that was signed off but his name wasnt on it, someone elses name was on it. (like your title) i got audited... he put $500 on the title.. well not being able to get ahold of the original guy (not the one i bought the bike from) i went to the title office (or wherever i had to go) in person and talked to someone, said hey, after getting this letter i wanted to pay what was the right amount... the guy i bought it off of got it off his friend and had a checp amount on the title, well after only having it a few day wanted to sell it and he title jumped. they basically said ok no problem, how much did you buy it for... i told them the real price and paid the taxes i needed to pay.. and never heard from them again.