While I do <3 the Boondocks, TARP was initiated under Bush and followed through by Obama. So, do you blame the bailout or the lack of oversight that caused it? Either way the onus really isn't on Obama other than finishing what was already started. And Ben, don't take my last post the wrong way... I don't mean for it to come off like I'm jumpin down your stuff, because it's not like I have all the answers either, but based on my readings and research I don't see where the profit motive / free market fits within our societal structure, which Pauly already noted... is basically just a Plutocracy disguised as a Democracy. The "free market" is what lead to the current structure, so resetting the field is just going to make it evolve into the same all over again.