Holy shit how did I miss this? This is classic. It's pretty obvious the dude was full of shit about getting insurance, he knew his rates would be astronomical. I'm just glad you didn't already have insurance, so my rates won't be going higher thanks to your flat out stupidity. Good luck welding your bike back together. If you want your bike to be fixed the RIGHT way, go talk to this Shervin dude on ZX10r.net, he's like a world class engineer, and can do ANYTHING!!