Mojoe Posted August 6, 2007 Report Share Posted August 6, 2007 If you are in the military, to include the Guard, or have been in within the last 12 months, I strongly encourage you to open an account with USAA. Some other GOV agencies are eligible too. I have been banking and have other accounts with them for over a year. What they offer and can work with, is by far the best of any financial institution I have dealt with (And I do loans for a living). I bought my Subaru through them and it was very easy. I have my one credit card with them and the rate is good and I have never had an issue (unlike other cards). Here's one of the coolest things. If you have a checking account with them and need to deposit a check, you can do it from home, work, or kinko's. All you have to do is scan it and send it to them. It's in your account and available in 15 minutes. They credit you based on you not stealing from them. Then you destroy the check (once it shows on your account). Every account can be dealt with completely online. At least call them, if you are eligible, and see what you think. 1-800-862-6909 or at https://www.usaa.com/inet/ent_utils/McStaticPages?key=become_member_main Quote Link to comment Share on other sites More sharing options...
Guest Scooter Posted August 6, 2007 Report Share Posted August 6, 2007 Not to mention their insurances. I have full coverage on four vehicles, plus renter's insurance and laptop insurance, at the age of 24, for $85 a month. Their claims services, which I have used a few times, are awesome. Car accident? No worries, they come right to you to access the damage with you and help get a check in the mail asap. Dunno if other insurance companies do this for you. A fringe benefit is that they are a nonprofit organization, so any profits, they pass back to you! A few years now, I've received checks in the mail for ~$150 once a year. Quote Link to comment Share on other sites More sharing options...
MrMeanGreen Posted August 6, 2007 Report Share Posted August 6, 2007 Fuck their insurance. One ticket, you're good. Another ticket, they fuck you in the ass and triple your rates. Both had no points. Quote Link to comment Share on other sites More sharing options...
Mojoe Posted August 7, 2007 Author Report Share Posted August 7, 2007 I don't have my insurance with them. However, if I were to look into another carrier, They would be my first call. Good to know info, Anthony. Thanks Quote Link to comment Share on other sites More sharing options...
MrMeanGreen Posted August 7, 2007 Report Share Posted August 7, 2007 The first ticket is a "freebie', they won't count it like most companies do. The second in three years, beware. They quickly shuttled me to their "sub-prime" or whatever company they own for "high-risk" drivers and tripled the rates. Again, neither ticket had points assigned, but they argued that a ticket is a ticket. My current insurer knows about my four tickets (two with points, two without) and has USAA beat by over 50%. It's how the game is played, I guess. I do like the banking thing, though. I may have to look into that. Quote Link to comment Share on other sites More sharing options...
Guest Scooter Posted August 7, 2007 Report Share Posted August 7, 2007 Hmm, I had an accident and three speeding tickets, and their rates were still sweet, only about $115 a month. Been with them for the last 5 years now, and made a couple of claims for vehicular damage over $1500, and my rates have never gone up much. Must be a case by case kind of thing. Quote Link to comment Share on other sites More sharing options...
MrMeanGreen Posted August 7, 2007 Report Share Posted August 7, 2007 I dunno, it was 1998 so maybe they pulled their heads outta their asses since then or the fact I was living in Florida at the time. I personally don't care, they didn't have the service member's best interests in their mind at the time, so they could kiss my ass and still can. Quote Link to comment Share on other sites More sharing options...
Scotty2Hotty Posted August 18, 2007 Report Share Posted August 18, 2007 I've got an account with Pentagon Credit, which I love. They're loan rates are amazing, but I'm deffinately switching over to the USAA insurance. My old man is a retired CSM, barely pays 50$ a month for 2 cars which ain't bad at all. Thanks for the link, I'll send a few hundred their way. Quote Link to comment Share on other sites More sharing options...
CbusBusa Posted August 19, 2007 Report Share Posted August 19, 2007 I use USAA for everything. My car and truck are financed with them. My checking and savings are with them. My auto insurance and renters insurance. All through USAA and couldn't be happier. Quote Link to comment Share on other sites More sharing options...
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