Buck531 Posted July 24, 2008 Report Share Posted July 24, 2008 Just curious. Fixed only. Fuck that variable rate stuff I re-financed a year or so ago and I"m at %6.99 fixed. Quote Link to comment Share on other sites More sharing options...
KillJoy Posted July 24, 2008 Report Share Posted July 24, 2008 5.25% fixed. KillJoy PS - No Friends - No Work - No BS Quote Link to comment Share on other sites More sharing options...
medium fast Posted July 24, 2008 Report Share Posted July 24, 2008 I work at Chase, in the new loan booking and funding area. I am seeing some extremely good rates right now. Go to your local branch, and see what they can do. I know we also offer .25% discount if you have Chase checking. Quote Link to comment Share on other sites More sharing options...
sol740 Posted July 24, 2008 Report Share Posted July 24, 2008 4.0% fixed ... woot woot ... prob not the lowest though. Quote Link to comment Share on other sites More sharing options...
Guest Hal Posted July 24, 2008 Report Share Posted July 24, 2008 I would've had a 5.25% fixed. Quote Link to comment Share on other sites More sharing options...
wnaplay1647545503 Posted July 24, 2008 Report Share Posted July 24, 2008 4.25 fixed Quote Link to comment Share on other sites More sharing options...
TurboRust Posted July 24, 2008 Report Share Posted July 24, 2008 damn i'm at 5.5% and thought i was doing ok.. Quote Link to comment Share on other sites More sharing options...
Buck531 Posted July 24, 2008 Author Report Share Posted July 24, 2008 I work at Chase, in the new loan booking and funding area. I am seeing some extremely good rates right now. Go to your local branch, and see what they can do. I know we also offer .25% discount if you have Chase checking. I work at chase too.. and your discounts suck ass. Let alone home loans. I'm just there to collect a paycheck. nothing more, nothing less. actually, I working right now. Quote Link to comment Share on other sites More sharing options...
LJ Posted July 24, 2008 Report Share Posted July 24, 2008 5.75% but my mortgage is a very low percentage of the home value Quote Link to comment Share on other sites More sharing options...
Duff1647545513 Posted July 24, 2008 Report Share Posted July 24, 2008 5.6% fixed. I thought i was doin pretty good too, but damn Quote Link to comment Share on other sites More sharing options...
BloodRed Posted July 24, 2008 Report Share Posted July 24, 2008 I just closed on my house in April and got 5.0% fixed. My wife's credit wasn't the best, but she works for Huntington Bank were we got the loan. I think we got a pretty good rate. Quote Link to comment Share on other sites More sharing options...
matris77 Posted July 24, 2008 Report Share Posted July 24, 2008 I did have 5.25%, divorce refi put me at 6.25%. Quote Link to comment Share on other sites More sharing options...
Orion Posted July 24, 2008 Report Share Posted July 24, 2008 I work at chase too.. and your discounts suck ass. Let alone home loans. http://i60.photobucket.com/albums/h23/lhiannonshee/funny-pictures-cat-scared-sink-wate.jpg Quote Link to comment Share on other sites More sharing options...
black00ws6 Posted July 24, 2008 Report Share Posted July 24, 2008 5% on a 15yr, just refinanced in Feb Quote Link to comment Share on other sites More sharing options...
Putty Posted July 24, 2008 Report Share Posted July 24, 2008 5.635% Fixed! Quote Link to comment Share on other sites More sharing options...
smokinHawk1647545499 Posted July 24, 2008 Report Share Posted July 24, 2008 not sure but low enough to pay it off in less then 12 years (bought it 2 years ago) Quote Link to comment Share on other sites More sharing options...
KillJoy Posted July 24, 2008 Report Share Posted July 24, 2008 I think ANYTHING below 5.5% is a "good" rate. With the way the housing market is, and the economy in general, I would not be suprised to see 7%+ as the "average". KillJoy Quote Link to comment Share on other sites More sharing options...
Ramsey Posted July 24, 2008 Report Share Posted July 24, 2008 I think chase employs the most forum members from one company. Quote Link to comment Share on other sites More sharing options...
Putty Posted July 24, 2008 Report Share Posted July 24, 2008 I think ANYTHING below 5.5% is a "good" rate. With the way the housing market is, and the economy in general, I would not be suprised to see 7%+ as the "average". KillJoy I'd be surprised to see anyone get < 5.4% in today's market. Quote Link to comment Share on other sites More sharing options...
BDHG940 Posted July 24, 2008 Report Share Posted July 24, 2008 some of you in the 4% area, what lender is the mortgage though? Quote Link to comment Share on other sites More sharing options...
Putty Posted July 24, 2008 Report Share Posted July 24, 2008 4.25 fixed How old is loan?? Quote Link to comment Share on other sites More sharing options...
87GT Posted July 24, 2008 Report Share Posted July 24, 2008 6.61% fixed. This was almost 3 years ago when I got the loan. I haven't refinanced yet. Quote Link to comment Share on other sites More sharing options...
Mallard Posted July 25, 2008 Report Share Posted July 25, 2008 Your interest rate is going to depend on your credit score and how much you put down. Quote Link to comment Share on other sites More sharing options...
verse Posted July 25, 2008 Report Share Posted July 25, 2008 6.25% through 5/3 Quote Link to comment Share on other sites More sharing options...
caseyctsv Posted July 25, 2008 Report Share Posted July 25, 2008 some of you in the 4% area, what lender is the mortgage though? Dreamland Mortgage. Quote Link to comment Share on other sites More sharing options...
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