ODoyle Posted January 4, 2009 Report Share Posted January 4, 2009 Anyone have any experience with them,the lady that totaled my car has them as a provider. Im just wondering if im going to get fucked or if i should come out even TIA James Quote Link to comment Share on other sites More sharing options...
Guest 614Streets Posted January 4, 2009 Report Share Posted January 4, 2009 I have them but no Idea. Quote Link to comment Share on other sites More sharing options...
HAOLE Posted January 4, 2009 Report Share Posted January 4, 2009 Bad insurance. Bring your KY Jelly and get ready. They are about as good at paying bills as Allstate is. Statefarm is the best! Quote Link to comment Share on other sites More sharing options...
ODoyle Posted January 4, 2009 Author Report Share Posted January 4, 2009 Well they told us our civic was a total loss and gave us 17,850 for it,what im wondering about is, I dont personally have health insurance but my wife does and im the one who got semi fucked up in the accident. How do i go about having them charged with all the bills and not me? I need to go see a a back specialist or someone of the like because i cannot sit down it hurts worse than getting hit in the face with a lacrosse stick.My knee went through the dash and i am just able to put more the 75% weight on it today. But to sum it all up are you saying i'll have more fun in prison getting raped than having them pay my medical bills and getting a settlement? Quote Link to comment Share on other sites More sharing options...
HAOLE Posted January 4, 2009 Report Share Posted January 4, 2009 Well they told us our civic was a total loss and gave us 17,850 for it,what im wondering about is, I dont personally have health insurance but my wife does and im the one who got semi fucked up in the accident. How do i go about having them charged with all the bills and not me? I need to go see a a back specialist or someone of the like because i cannot sit down it hurts worse than getting hit in the face with a lacrosse stick.My knee went through the dash and i am just able to put more the 75% weight on it today. But to sum it all up are you saying i'll have more fun in prison getting raped than having them pay my medical bills and getting a settlement? Do you have medical payments coverage on your own personal insurance? You will need to open up a med pay claim with your insurances company. They will subrogate the claim and get the money back from the liability company. In most cases doctors will not accept the liability coverage of the person that hit you for a couple of different reasons. First of all liability payers will only pay in one lump sum at the end when treatment is done. Secondly, often the insurance companies will pay the patient directly, that means the doctor will never get paid and the patient buys a big screen tv on the doctors tab. That happened to me last month costing me $1841. Quote Link to comment Share on other sites More sharing options...
ODoyle Posted January 4, 2009 Author Report Share Posted January 4, 2009 That happened to me last month costing me $1841. I remember that thread. Our car insurance has an option like that so i guess i will look into that. Thanks for all the info,Rick. This is my first time being in an accident,so i have no idea how things work. Quote Link to comment Share on other sites More sharing options...
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