NWill Posted August 16, 2012 Report Share Posted August 16, 2012 And what service do you use? Thanks Quote Link to comment Share on other sites More sharing options...
unfunnyryan Posted August 16, 2012 Report Share Posted August 16, 2012 https://www.annualcreditreport.com/cra/index.jsp Get one free report from each agency each year. It's the only gov authorized site to use for a free report. Quote Link to comment Share on other sites More sharing options...
BigOxley Posted August 16, 2012 Report Share Posted August 16, 2012 me, i use transunion Quote Link to comment Share on other sites More sharing options...
Mensan Posted August 16, 2012 Report Share Posted August 16, 2012 Score or report? Ryan is talking about report, and his link is the one to follow. Get a hard copy, not the online version. Quote Link to comment Share on other sites More sharing options...
CRed05 Posted August 16, 2012 Report Share Posted August 16, 2012 http://www.creditkarma.com/ Quote Link to comment Share on other sites More sharing options...
Sledhead36 Posted August 16, 2012 Report Share Posted August 16, 2012 Eqifax has a service for $100 a year that will give your score and monitor your credit on all fronts. It will send you a email if any new accounts open or if your credit cards are hacked. It will prevent people from ID theft. Money well spent. Quote Link to comment Share on other sites More sharing options...
Farkas Posted August 16, 2012 Report Share Posted August 16, 2012 Discover Card does credit monitoring for me for like $12 a year as part of their protection services. With that, I get a credit report periodically and I find it very beneficial. They alert me when any changes at all have been made to my credit. Quote Link to comment Share on other sites More sharing options...
90G60 Posted August 16, 2012 Report Share Posted August 16, 2012 I use USAA Credit check monitoring. You don't have to be a member of the armed forces to join. Cost is $12 a month, but you can call and get it cheaper after the first month. Biggest benefit IMO is free daily pulls from all three agencies. Quote Link to comment Share on other sites More sharing options...
10phone2 Posted August 16, 2012 Report Share Posted August 16, 2012 Discover Card does credit monitoring for me for like $12 a year as part of their protection services. With that, I get a credit report periodically and I find it very beneficial. They alert me when any changes at all have been made to my credit. it monitors equifax, transunion, and experian for your credit reports and monitors online to see if your SSN or debit/credits cards are found. Quote Link to comment Share on other sites More sharing options...
iwashmycar Posted August 16, 2012 Report Share Posted August 16, 2012 http://www.creditkarma.com/ x2 I also bank with Wells Fargo and they will usually pull one if ever I ask them to. Quote Link to comment Share on other sites More sharing options...
NWill Posted August 16, 2012 Author Report Share Posted August 16, 2012 Score or report? Ryan is talking about report, and his link is the one to follow. Get a hard copy, not the online version. Score Eqifax has a service for $100 a year that will give your score and monitor your credit on all fronts. It will send you a email if any new accounts open or if your credit cards are hacked. It will prevent people from ID theft. Money well spent. I checked their website and the service I saw was $16.95/month. Do they have a cheaper one time annual payment? Quote Link to comment Share on other sites More sharing options...
SRTurbo04 Posted August 16, 2012 Report Share Posted August 16, 2012 Discover Card does credit monitoring for me for like $12 a year as part of their protection services. With that, I get a credit report periodically and I find it very beneficial. They alert me when any changes at all have been made to my credit. 12.99 a month not a year. And discover offers 3 levels 12.99 9.99 and 5.99 monthly it monitors equifax, transunion, and experian for your credit reports and monitors online to see if your SSN or debit/credits cards are found. Checks certain websites for ssn and cards waste personally for this optiion Quote Link to comment Share on other sites More sharing options...
Wease Posted August 16, 2012 Report Share Posted August 16, 2012 I do not. I've only applied for one thing credit related in the last maybe 4 years, my Amex Blue Cash Preferred card. Quote Link to comment Share on other sites More sharing options...
Mojoe Posted August 16, 2012 Report Share Posted August 16, 2012 Tried credit karma and got so much junkmail and spam email, I had to go in and delete ally info. Not one piece of good credit info came from my expiriance. To include, even getting my credit report. That was 18 months ago. I worked in finance for 10 years and just wanted to track my info. I knew how to read it and what to do with what I was reading. They were useless. Now I either work with USAA or Kemba. Both are rock stars at keeping shit simple. Quote Link to comment Share on other sites More sharing options...
10phone2 Posted August 16, 2012 Report Share Posted August 16, 2012 12.99 a month not a year. And discover offers 3 levels 12.99 9.99 and 5.99 monthly Checks certain websites for ssn and cards waste personally for this optiion Shit, that was my mistake about the year instead of month. Quote Link to comment Share on other sites More sharing options...
Farkas Posted August 16, 2012 Report Share Posted August 16, 2012 lol yeah, I wasn't awake yet when I typed year... Quote Link to comment Share on other sites More sharing options...
Got-Boost? Posted August 16, 2012 Report Share Posted August 16, 2012 I use USAA Credit check monitoring. You don't have to be a member of the armed forces to join. Cost is $12 a month, but you can call and get it cheaper after the first month. Biggest benefit IMO is free daily pulls from all three agencies. +1 Quote Link to comment Share on other sites More sharing options...
coltboostin Posted August 16, 2012 Report Share Posted August 16, 2012 Just an FYI if you are home shopping the Credit score you pull is 99.9999% of the time not the same one I pull! Quote Link to comment Share on other sites More sharing options...
bmwohio Posted August 16, 2012 Report Share Posted August 16, 2012 x2 I also bank with Wells Fargo and they will usually pull one if ever I ask them to. Thanks, just checked my credit score....not bad Quote Link to comment Share on other sites More sharing options...
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