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Homeowners Insurance Question


Limitedslip7

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I recently had about $7k worth of tools (welder, generator, etc) stolen out of a good friends garage and an enclosed trailer. The thieves cut the padlocks off of the enclosed trailer that was sitting right behind the detached garage and stole my generator (~$1k), then pushed in the top of the garage door to get at the latch.

 

Would it be worth trying to file a claim? Most of the stuff was mine, so I'm not sure if they would even cover it. I'm more worried about how much his premiums will go up if he does file a claim, as he just filed a claim for flood damage 3-4 years ago.

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