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Non-Company Sponsored 401K


wagner

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So in my situation, I have my union/company paid pension, union/company paid annuity, and an available 401k. As far as I know there's no match, so I'm thinking about going with a plan with our financial advisor. Should I just suggest something like you guys are talking? I'm thinking fairly "high risk" since I already have the two sources fully funded at work?

I'll know more in January.

 

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So in my situation, I have my union/company paid pension, union/company paid annuity, and an available 401k. As far as I know there's no match, so I'm thinking about going with a plan with our financial advisor. Should I just suggest something like you guys are talking? I'm thinking fairly "high risk" since I already have the two sources fully funded at work?

I'll know more in January.

 

Sent from my XT1585 using Tapatalk

 

imo with the other 2 sources and no match on a 401k I would max out a Roth IRA before the 401k. Roth will also benefit you with your time frame and higher risk profile as growth and earnings wont be taxed.

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imo with the other 2 sources and no match on a 401k I would max out a Roth IRA before the 401k. Roth will also benefit you with your time frame and higher risk profile as growth and earnings wont be taxed.

 

Probably have better choices too

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