SWing'R Posted February 22, 2011 Report Share Posted February 22, 2011 Anyone using these????????? I want to try using one of thesefor some online stuff since I recently lost the ability to use paypaland am torn between which one is better.The one winning so far is NetSpend because I believe it allows user-to-user money transfers between netspend accounts.Anyone have any experience with either of these? Quote Link to comment Share on other sites More sharing options...
Steve Butters Posted February 22, 2011 Report Share Posted February 22, 2011 paypal ban you for trolling them, huh? Quote Link to comment Share on other sites More sharing options...
Cheech Posted February 23, 2011 Report Share Posted February 23, 2011 paypal ban you for trolling them, huh?this is the story I want to hear. Quote Link to comment Share on other sites More sharing options...
jonni black Posted February 23, 2011 Report Share Posted February 23, 2011 i use a green dot for all of my online purchases. been doing so for about two years now. dont have any complaints. refill is as easy as a trip to walmart, cvs, kroger etc.had an issue with my CC's numbers being compromised a few years ago. i will never again use my debt card info or cc for any sort of online purchase. Quote Link to comment Share on other sites More sharing options...
SWing'R Posted February 23, 2011 Author Report Share Posted February 23, 2011 this is the story I want to hear. Paypal dropped the big ban hammer on me. I'm surprised my ebay account still works since eBay owns paypal.I am PERMANENTLY banned from EVER again using paypal or any of it's services.http://www.ohioriders.net/showpost.php?p=616186&postcount=24 Quote Link to comment Share on other sites More sharing options...
SWing'R Posted February 23, 2011 Author Report Share Posted February 23, 2011 i use a green dot for all of my online purchases. been doing so for about two years now. dont have any complaints. What happens with the monthly fee if you don't have any money on the card? Quote Link to comment Share on other sites More sharing options...
NightRider Posted February 23, 2011 Report Share Posted February 23, 2011 (edited) What happens with the monthly fee if you don't have any money on the card?Not sure if this helps, but I use accountnow. And i had my tax return deposited into it. It costs me 3.00$ to withdraw any money. And there's a withdraw limit of 300$. Using it as a cc, works fine and is free. There's a 10.00 fee each month. And when my return was deposited, they took it immediately. As far as when there's no money in it, i don't know what happens. I'm getting all my money out and cancelling it. Edited February 23, 2011 by NightRider Quote Link to comment Share on other sites More sharing options...
SWing'R Posted February 23, 2011 Author Report Share Posted February 23, 2011 There's a 10.00 fee each month. I think greendot and netspend are both $4.95 or $5.95 a month fee.I just checked at Walmart tonight, the Walmart prepaid visa is $3 a month.But like I mentioned, the Netspend appears to be the only one that allowsusers to transfer money back and forth, so I may pick up one and try it out. Quote Link to comment Share on other sites More sharing options...
SWing'R Posted February 23, 2011 Author Report Share Posted February 23, 2011 After further review of the fees, it seems Netspend will nickel and dime you to death, may not be worth the convenience of being able to transfer funds between users....Pay-As-You-Go Customers Signature Purchase Convenience Fee $1.00 PIN Purchase Convenience Fee $2.00 Card Fulfillment (Shipping & Handling) FREE Fee Advantage Customers Monthly Service Fee $9.95, billed on cardholder"s cycle date Signature Purchase Convenience Fee FREE PIN Purchase Convenience Fee FREE Card Fulfillment (Shipping & Handling) $9.95 Other Fees Adding or withdrawing funds to your account at local distributors Convenience fee determined by distributor Account-to-Account Transfer — Via Internet FREEAccount-to-Account Transfer — Via Toll Free Number $1.00Account-to-Account Transfer — Via Live Agent $4.95 Non-Monetary Transactions -- Via Internet FREE Non-Monetary Transactions -- Via Toll Free Number Up to $0.50Non-Monetary Transactions -- at ATM Up to $0.50 Account Maintenance (waived if account has debit or credit transaction and/or balance inquiry within 90 days) $5.95 per month Check or Additional Statement Mailing Fee $5.95 Domestic ATM Cash Withdrawal / Cash Withdrawal at Distributor Up to $2.50 per withdrawal, plus ATM owner fees, if any ATM Transaction Decline Fee $1.00 International ATM Cash Withdrawal $4.95 per withdrawal plus ATM owner fees, if any Lost or Stolen Card Replacement Fee Up to $9.95---------------------------------------------------------That's a lot of fees Quote Link to comment Share on other sites More sharing options...
chevysoldier Posted February 23, 2011 Report Share Posted February 23, 2011 Wait. They saw your OR posting and figured it out? Holy crap! Quote Link to comment Share on other sites More sharing options...
NightRider Posted February 23, 2011 Report Share Posted February 23, 2011 Wait. They saw your OR posting and figured it out? Holy crap!I think what happened was, when people were sending him money for the lottery...they put lottery in the description. Quote Link to comment Share on other sites More sharing options...
chevysoldier Posted February 23, 2011 Report Share Posted February 23, 2011 I don't know...they linked to the OR thread so I'd assume they found out by it. Of course Swinger can tell us more. Quote Link to comment Share on other sites More sharing options...
eggs Posted February 23, 2011 Report Share Posted February 23, 2011 those are really good ideas. i try to minimize my current card usage use cash and keep fraud at bay. but its a pita at gas stations using cash especially in my ghetto. Quote Link to comment Share on other sites More sharing options...
SWing'R Posted February 23, 2011 Author Report Share Posted February 23, 2011 I don't know...they linked to the OR thread so I'd assume they found out by it. Of course Swinger can tell us more.The comments left with the transfers were the tipoff, they must have then traced the "referring page" back to OR, then I imagine it was pretty simple to find I guess. Quote Link to comment Share on other sites More sharing options...
chevysoldier Posted February 23, 2011 Report Share Posted February 23, 2011 The comments left with the transfers were the tipoff' date=' they must have then traced the "referring page" back to OR, then I imagine it was pretty simple to find I guess.[/quote']lol, Quote Link to comment Share on other sites More sharing options...
SWing'R Posted February 24, 2011 Author Report Share Posted February 24, 2011 Picked up a GreenDot Visa yesterday, will give this one a go and see. Quote Link to comment Share on other sites More sharing options...
Recommended Posts
Join the conversation
You can post now and register later. If you have an account, sign in now to post with your account.