Tpoppa Posted January 20, 2012 Report Share Posted January 20, 2012 I am starting to pay more attention to retirement planning. I have some pennies in various retirement accounts, but I doubt it's invested as wisely as possible.Are there any funds or stocks that you feel strongly about? Quote Link to comment Share on other sites More sharing options...
jbot Posted January 20, 2012 Report Share Posted January 20, 2012 i hear real estate is hot right now Quote Link to comment Share on other sites More sharing options...
ohdaho Posted January 20, 2012 Report Share Posted January 20, 2012 http://www.ohioriders.net/showthread.php?t=84160&highlight=invest Considering your age, I suggest high dividend equities and less risky investments. Quote Link to comment Share on other sites More sharing options...
madcat6183 Posted January 20, 2012 Report Share Posted January 20, 2012 I do, always have. Nothing too major right now, 401K and Roth IRA. Just raised each 1% this year, and started saving for more liquidity as well. Hopefully I can pay the truck off by June, and have just my mortgage left.... Quote Link to comment Share on other sites More sharing options...
Tpoppa Posted January 20, 2012 Author Report Share Posted January 20, 2012 i hear real estate is hot right nowI've been tracking asian short sales. Quote Link to comment Share on other sites More sharing options...
jblosser Posted January 20, 2012 Report Share Posted January 20, 2012 If you have a 401K, contribute AT LEAST as much as what your company will match - it's free money. If you can max it out, do it.If you get a raise, invest all of it - you were doing ok on what you earned before, right?As to where you should put your inve$tment moniez, it depends upon your age, the amount you have saved now, your current income and spending levels, your debt level, what expenditures you have coming up (e.g. college for kids), and a host of other things.My advice: See a financial planner, try to find one that works on a percentage of the assets under advisement, typically 1% - 1.5%. Avoid insurance salesmen. They're looking to sell you something from which they'll earn a commission. Quote Link to comment Share on other sites More sharing options...
Tpoppa Posted January 20, 2012 Author Report Share Posted January 20, 2012 Socking money away isn't the issue. I have my 401k maxed out to the federal limit. Aside from a garage full of motorcycle crap, I live within my means.I was using a big name potfolio advisory service (dropped them) to manage one of my accounts, but it was doing much worse than another account I manage myself. And I and really don't know what I'm doing. That's why I was asking for specific funds to look at. Quote Link to comment Share on other sites More sharing options...
Beegreenstrings Posted January 20, 2012 Report Share Posted January 20, 2012 My company matches your investment, in the company. I have their 401k that I have paid into for 14 years now. Plus a smith barney investment. Other than that I got my money in guns and cash in the safe to buy more guns Quote Link to comment Share on other sites More sharing options...
shittygsxr Posted January 20, 2012 Report Share Posted January 20, 2012 I have been buying XLU for the last year ( utilities sector ETF) and monday I am putting in a limit order for 2,300 shares of DUK (duke energy corp) I will also sell covered calls and use the proceeds to buy more of the same stockI am not chasing huge returns just looking for the income from higher dividend stocks. Quote Link to comment Share on other sites More sharing options...
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