Who do you know that has purchased a Harley over MSRP? I know the stories are out there, but I have owned several and have never paid over MSRP. We will see IF used Harleys stop holding value, but as of now you are not stating any facts at all, it's just an opinion on what could happen. Yes, everyone has taken a hit from the recession, but Harley is not going out of business. A 2005 Sportster started at $6,495, so $4,500 is not bad for a 5 year old bike.