Well we just got back from HNW, I talked to the finance guy, showed him the KBB printout and my payoff amount, anddddddd its extremely doable!! I can basically tradein the swing (an '06) and get this 09 FZ6R for less than a $100/mo more than I'm payin now. All that I need to do is to convice the wife to let me do it , she's not happy about it. How do I convice her that this is no more dangerous than my scooter, which I normally ride @ a pretty good clip. I tried to explain to her that its safer cause people will actually hear me comin on the Yamaha, the scooter is really quiet. Help me out guys!!