Ive only had one accident. Half of it was my fault. It was my first year of riding. I was looking to my left to change lanes, and just as i did the guy in front of me decides to slam his brakes in traffic. He hit the car in front of him, and i grab the brake but couldnt get stopped in time. The last speed i saw on the speedo was 30mph. I went right into the back of a chevy malibu. Luckily for me i hit him on the corner of his car, which catapulted me over the corner of his trunk and i hit helmet and shoulder first right into the unforgiving pavement. I landed in front of his car. No injuries to me thanks to all the gear. As for the bike, i needed a new fender, upper fairing and rear fairing. Not too bad. Definately an eye opening experience.