sure fuckhead, you 50/50 wont have pmi....but who the fuck wants to spend 50-100K in interest more/ above the principal loan interest..then you have no home equity so typically most home owners sell/move 4-5 yrs..you will be basically upside down fuckhead..when you sell you must repay both loans back so its a vicious cycle..you are basically renting your home, no equity is aquired fuckhead..you must be a fuckhead to use an 80/20 loan unless you cant come up with the 20% down//you should stick to renting in these cases..you are a fucking retard shitty..shut your mouth, you dont know shit.