That is better rephrasing. I have Allstate. I have the RX 7 on a STATED policy. I have receipts for the work done + stock value. They know my car goes to the track, if that means anything. From what I was paying before with full coverage, to what I pay on the new policy, My 6 month premium went up $13. I won't get into the value on here. I will say that I have 2 tickets. Basically if something happens to the car, I get a check for the total value with mods. I'll say this, with the Subaru, I pay in the low $500's per 6 months.