Oh psh. Did you buy on your own credit? I've had to pay my college from the getgo, car insurance, payment, cell phone, and other things, my parents cant afford to help me, would be nice, some friends I have turned out that way, but I suppose it builds character. I am smug, I only drink tasty beer, which unfortunately tends to be pricey.... LOL gary. Say lets go to caribou in avon, and be smug, sit on the patio, and just stare at our bikes for a few hours, k?