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Rhett

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Posts posted by Rhett

  1. Calling all creditors to see what they are willing to take as a lump settlement.

     

    Went through my credit report and other bills that have not yet hit. I am under the $20k mark with all of it thank God!

     

    Thanks for the help so far people, I am trying to avoid bankruptcy but it may be the best option to stop wages from being garnished.

  2. if medical bills came from a hospital, you can usually flip it over and fill out the medical assistance form on the back. depending on your income and qualifications, you might not have to pay anything. if it already went to collections i dont know if there is much you can do now.

     

    im confused on your car situation. did the car get repod or totaled or did you sell it? if repod i dont think you have to pay for it any longer (i could be wrong and probably am on that). if you totaled it or sold it then you are still responsible for what you owe.

     

    Yes I am responsible for the difference. If I owed 10k and it sold at auction for 2k I owe 8k + fees along with repo fees.

  3. Did you sign for the loan? Oh, I guess you're responsible for the debt regardless of current possession of the vehicle. You knew you were getting deployed, you should have handled all of your business before you left.

     

    I was taking care of it, it's a long story. My credit was great till this point. I was trying to get my pay off while I was deployed when they looked into it they couldn't give me a exact number because it only showed I had made 11 paymens. I had the car for 3 years with only missing one payment, the one before I left. I worked with them for about 2 weeks trying to find out the issue then I told them I was not going to keep paying them if it was not going towards the loan and if they could not show me where my payment was going. After talking to the supervisor off and on he told me to not worry about it till I got home from my deployment and if I didn't want to continue paying tillthen he understood and hoped every thing could be figured out when I got home. So 5 months goes by and I return home, out proscess from the base go off orders. Get moved in to a new place and bought a DD. Contact them (6months has passed since my last payment) communication goes back and forth for about a month with them figuring this problem out... Turns out every time I deployed my contract had been rewritten and not properly linked to my SS# so all my payments were accounted for, except for the 6 not paid. So after understanding the mix up and offered to pay the 6monts worth of payments right then. The guy on the phone asks if I am still on military orders. I say no and then he tells me that they then will not accept the $1800 forthe six months that they need the whole amount of the loan + late fees + the cost of having a repossion company looking for the car. Of course I couldn't pay it. So I gave it to them. Got JAG Involved they looked into it and It was all legal. So I got fucked.

     

    So most of my debt is from this. But now I have medical bills, and credit cards. So I'm just trying to get a fresh start and figure the sooner I file the better so it's over before I am 30.

     

    Thanks for all the input and PMs. I will follow up for sure.

  4. Most of my debt is from getting fucked over by Toyota Financial while deployed last year. I hav spoke to attorneys about it every thing they did was legal, but fucked up.

     

    Out of all my debt most of it is that, 20% cc and the. Some medical bills. I would try to pay it back. But with them asking about 9k for a car I dot have any more is retarded.

  5. Looking for a good bankruptcy Attorney. Not really wanting to spend more than $700. I know I can file on my own but I think seeking a professional is the best option.

     

    Please post where you have heard of and PM if you have info but dont want to put it out in the public.

     

    Thanks,

    Rhett

  6. I read it, you want to do a charity event to clean up CR's image from the street racing... I understand that clearly. But my point is that yes we can do things like this every weekend, but when the next accident happens or the next people that get caught street racing get tied back to CR, the media will not remember the good things we did, and CR will be in the same boat.

     

    Im just saying that i dont really see this cleaning up the tarnished image. But if its a good cause it will be beneficial to the "charity" it goes too.

     

    I will continue to state how I feel on any subject posted on CR, its a forum on the internet. I have helped and Supported CR in the past and still continue to go to events when I can.

     

    "You constantly are negative towards peoples ideas or ambitions, I don't know what your deal is but don't bring that negative shit my way."

     

    What and who's other Ideas have I been constantly negative to? And btw you are one of the most negative people I have ever meet.

  7. Ill be the guy doing burnouts across the street!!!

     

    Love how we have threads like this... sometimes they are by people who are truly against street racing, but then we have some like this... I have witnessed 25% of the people in this thread street racing. Including the OP.

     

    Columbus Racing does not condone illegal street racing.

  8. I don't think my upcoming deployment to Asscrackistan is going to mean as much now. LOL. To the SEAL that put the 5.56 round in his dome, Congrats! All the beer and snatch you want with those bragging rights.

     

    Should mean even more!!! Your not there to find and Kill Bin Laden, your there to back the US on establishing freedom in a country that is unfree. It will mean more than before... it is not for revenge against 9/11 but something bigger!!!

  9.  

    And cause i have a k24 i wanna stuff it in something for a good DD. Not trying to go fast at all sir

     

    fuck that, throw a k20 head on it and build the head some, build the block with some good internals and fuck some shit up with a lil bit'o'spray...:fuckyeah:

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