I had them last year when i hit that dog. I thought they were great the adjuster lady that came out basicly had a computer program that she could look my bike up on, and when i piointed out somthing that needed fixed she looked up the part for its cost and the labor hour to replace it. Cut me a check right there on the spot, ended up being $2300 for a crack faring, broken rear set, and turn signal, they even threw in the money to replace the water pump seals since i said it wasnt leaking before the wreck. Thet ask about my gear and since i didnt got down i wasnt going to push it.