well his ins wont pay bills because you have Bodliy injury claim. BI's only pay out when your done treating, they pay in one lump settlement. if you want your bills paid for, open a medpay claim with your own ins. MP will pay for incoming bills.
I know the feeling. my wife was in a accident 5 years ago. we are still in lawsuit with allstate. she lives with daily headaches and has a spir on her spine in her neck area. has lost the curve in her neck. allstate offered $2600 that didn't even cover med bills..