Good info so far. I'm going to imagine that by the time I found the water it had been in the bottom of the stair area for about 3-4 hours. The rest of the basement probably 6-7 hours. I know it was dry last night at 6PM, so it had to fill up overnight when it started raining. I would imagine it's all drained now, the sump pump was working it's ass off when I left at 10AM and the water level was already down about an inch.
I have a carpet cleaner and I'm going to try my ass off to salvage the carpet. I have a vacuum-type carpet cleaner and if I vac it up really well I think it has the potential to be fine. The drywall, molding, and door is what I'm most concerned with. I hope they'll just dry out and that's the end of it. The walls are block, and they'll dry. I don't really care if they have a water mark or something, that does not concern me. I don't think anyone buying the house will notice anyway, cause it's always had a little mark on it from when the house was built.
As soon as I step in the door I'll get the de-humidifier going so it can start drawing out water. I need to wipe down and have a look at my hot water heater and furnace. They were both under some water, how much I'm not sure. I'm hoping not more than an inch or so, and I should be okay. We'll see. If either or both is damaged, then obviously I'm going to need to get my insurance involved. Here's hoping.
I'm not sure how much my rates will increase, but I know I get a "loss-free" discount now. I don't mind the work to keep it as long as the major parts of this deal are fine.