hey this is art's wife. I work at a dental office and to tell you the truth most insurance companies make money off of you. Dental insurance is completely different than regular medical ins and unless someone needs a ton of work it doesn't pay to have it. Also, there is always a yearly max which is usually $1000-$1500 and that alone might only cover one or two procedures. Does she have an oral surgeon that her dentist referred her to? Depending on how far away it is for you, I would suggest calling Drs. Cook, Carnes, & Montgomery- they have an office in Worthington and asking them if you paid outright how much it would be. They are very reasonably priced and are great oral surgeons. They did my wisdom teeth and my office always refers patients to them. Take the money you would put into insurance and set it aside for the fee at the office. Also, does she have to have all four pulled or just a couple? Depending on the type of sedation she wants that can also affect the price a lot. So check out your options and see what they have to say!