datsunissan28

Sounds like you were listed at fault on the Clue Auto Report. It's a common reporting system agencies/underwriters use for sharing claim information. This means at some point you were named in an insurance claim and marked at fault. The name of the insurance company would be named on the report as well.

Here's answers to most of your questions. http://pressroom.toyota.com/releases/scion+transition+toyota.htm TORRANCE, Calif., Feb. 3, 2016 – Scion, established as a separate brand in 2003 as a laboratory to explore new products and processes to attract youth customers, is now transitioning back to the Toyota brand. Scion achieved its goals of developing unique products and processes, and bringing in new, younger customers to Toyota. With more than a million cars sold, 70 percent of Scions were purchased by customers new to Toyota and 50 percent were under 35 years old. “This isn’t a step backward for Scion; it’s a leap forward for Toyota. Scion has allowed us to fast track ideas that would have been challenging to test through the Toyota network,” said Jim Lentz, founding vice president of Scion and now CEO, Toyota Motor North America. “I was there when we established Scion and our goal was to make Toyota and our dealers stronger by learning how to better attract and engage young customers. I’m very proud because that’s exactly what we have accomplished. “We could not have achieved the success we have had without the incredible support of Scion’s customers, dealers and team members, so supporting them throughout this transition process will be one of our top priorities,” said Lentz. Toyota’s decision was made in response to customers’ needs. Today’s younger buyers still want fun-to-drive vehicles that look good, but they are also more practical. They, like their parents, have come to appreciate the Toyota brand and its traditional attributes of quality, dependability and reliability. At the same time, new Toyota vehicles have evolved to feature the dynamic styling and handling young people desire. Scion has consistently been the youngest brand in the auto industry with an average age of 36 years old. At 29, the tC sports coupe has the lowest-average age buyer in the industry. The most recent additions to the line-up, the iA sedan and iM 5-door hatchback, are bringing in new buyers with 70 percent being first-time new car purchasers. Additionally, more than 50 percent of iM and iA buyers are under 35 years old. As part of the brand transition, beginning in August 2016, MY17 Scion vehicles will be rebadged as Toyotas. The FR-S sports car, iA sedan and iM 5-door hatchback will become part of the Toyota family. The tC sports coupe will have a final release series edition and end production in August 2016. The C-HR, which recently debuted at the L.A. Auto Show, will be a part of the Toyota line-up. The service and repair process for Scion customers will be unaffected by this change as customers will continue to visit Toyota dealerships’ service departments. “We appreciate our 1,004 Scion dealers and the support they’ve given the brand,” said Bob Carter, Toyota senior vice president of automotive operations. “We believe our dealers have gained valuable insights and have received a strong return on their investment. During this time of transition, we will work closely with them to support this process and help communicate this change to customers.” Scion’s 22 dedicated team members, who represent sales, marketing, distribution, strategy, and product and accessories planning, will have the opportunity to take on new jobs at Toyota Motor Sales, U.S.A., Inc. in Torrance. Scion regional representatives will assume different responsibilities in their respective Toyota sales offices. “Scion has had some amazing products over the years and our current vehicles are packed with premium features at value prices,” said Andrew Gilleland, Scion vice president. “It’s been a great run and I’m proud that the spirit of Scion will live on through the knowledge and products soon to be available through the Toyota network.”

Auto insurance is a unilateral contract, meaning only the insurer must perform. So Nationwide must handle your claim and there are numerous laws limiting cancelling the policy. For you, the insured, if you stop paying your premiums you simply won't have coverage under the policy. If you do chose to end the policy before the policy period expires, they do have to reimburse your money prorated but can charge a penalty. From what I remember Nationwide does not charge you a penalty, but don't hold me to that. Double check to see if any discounts recently fell off. There are hundreds (550+) of affinity groups that if you are a member you get a pretty good discount. If you don't like your current agent, you can always call another Nationwide agent and have the policy switched over to them. Like Miller said, they aren't the cheapest, but Nationwide does have better customer service.

Good luck with insurance without a fence as well.

See if you can get an inland marine policy with your homeowners insurance. The rates are not that bad even with no deductible.

The front half of that car was definitely burned pretty badly when I passed it this morning

Definitely appears to be rafter construction. From the damage I'm guessing they were lacking the appropriate collar ties, that would explain why the individual roof slopes for the most part held together, but split right along the ridge board. That was a liability waiting to happen and would most likely still be covered under the collapse portion. Able is not without blame though, they should be staggering the shingles when taking them off the boom. I have seen numerous sags in brand new roofs because a single rafter cracked when the contractor placed all the bundles of shingles in one place.

And they have green copper based blood

I train property insurance adjusters. Is your furnace in the basement? If so and it kicked on at all they should be cleaning all the ductwork. I wouldn't be too worried about the damage to the house/cleaning as the adjuster will probably work off service master's estimate. The damage to contents is usually where you get screwed over. Get a good inventory of all the nonsalvagable contents regardless if you plan to replace them. You are still owed the actual cash value of every single item.

I work in property insurance and yes the two states are entirely different for property insurance.

My department for Nationwide Insurance jus posted 12 positions for Tuttle office. It is for property claims. Salary starts at 37,200 I believe. There is a strong likelihood of working mandatory OT if a large storm hits. I would end up training you if you got the position.

Also if you do have soffit vents, make sure there is not insulation in the attic that goes to the very edges. If you have loose insulation there should be cardboard baffles holding it back.

I do remember that pocket hail storm in Grove City, I would think you would be alright considering your with USAA. There is a reason they have the best ratings out there for property insurance.

What a house is valued at and what it would cost to rebuild are two entirely different numbers. I got a quote from State Farm and their agent valued my house around $328,000. He used the exact same evaluation program as I have access to and I came in around $195,000. Ask them to send someone out to do a real evaluation first. Also your contents and detached structure coverage is typically based on a fixed percentage of your primary coverage. There are endorsements our there to raise and lower these that will affect your premium. Just out of curiosity which carrier are you with?

There are quite a few discounts those first few years that my have fallen off. A lot of carriers have a discount for new customers, I believe you have a relatively new home - so that new home discount may no longer be in effect. Also they could be shifting strategies/coverage areas. I know the company I work for jacked up all their rates in coastal Carolinas to move away from that risk, so without dropping people they just forced them out with extra high rates.

There are numerous factors with this: Who is your carrier, your claim history, were there any additional risks the adjuster may have reported, etc. The date of loss and whether their was a catastrophe code assigned to your area and that date will come into play a lot?

Good luck in really making a true profit on these. Selling snakes is one of oldest get rich quick schemes that never really work. People like you see the newest morph going for high dollars, they buy a pair in the hopes of breeding. You may have some success in breeding; however, numerous other people with the same idea are now all breeding this new morph and the price drops and drops and drops to where the only way to make a profit is to have a highly efficient system. The only people making good money are the people initially creating the morphs like Bob Clark when he bought the first albino burmese python from Tom Cructchfield in the 80s. At best it is a good way to help pay for a hobby. Watch out as there are plenty of numerous shady breeders/sellers in the business. I would recommend not using other peoples photos as well.

I didn't listen to this recording word for word, but Paul Harvey has had various versions of this essay with little tweaks over the years since the early sixties

When was this storm from? A lot of how a claim affects your rate will be your date of loss. There are specific storms that become catastrophe coded after so much damage is made in a certain area. If your claim falls into the dates listed for a specific code in your area it does not affect your rates at a personal level at least. It does go towards your total number of claims file, but unless your agency or carrier were already looking at getting rid of you that won't be a problem. There are two catastrophe codes listed for IN recently. One from March 18-25 and one from March 2-3. A side note depending on which carrier you are with and your policy there may be a 6 month deadline to report hail damage. I would recommend filing a claim if the storm fell into one of those dates I listed. If you can easily see the damage than any adjuster should probably find more. Some other quick questions: What is your deductible? Do you have a separate deductible for hail/wind? If you don't mind listing your Carrier. I haven't personally dealt with these specific storms as we don't have many policies in that area. I know you mentioned possible selling in the next 5 years. If there is enough damage to require a full roof replacement than it would be the perfect time to upgrade to architectural shingles. Having a new nice looking roof can't hurt in selling a house. If you would rather PM me, feel free. I'm on here quite a bit just lurking.

http://www.youtube.com/watch?v=PdUwdtvQS4E&feature=related Much better angle and sound quality

Also check out http://www.turtleforum.com/forum/upload/index.php?act=idx for good information on turtles. If you would like to start out with a hatchling, or a juvenile for a better price the monthly reptile show is next Saturday at Moose Lodge on the west side. Here's the link for that http://www.allohioshows.com/ I started keeping reptiles a few years older than your son and have ever since. I made my fair of mistakes when I was younger that could have been avoided if I or my father were given correct information. If you and your son are interested in seeing any of my turtles and setups I would be glad to show you. Unfortunately you just missed some great sales for aquariums at a few stores last week and I just got rid of all most of my spare aquariums.

A red eared slider or a redfoot tortoise? A red ear slider is semi aquatic, and if it ends a being a female the shell alone will get bigger than 10". You're looking at a 90+ gallon aquarium in three to four years. A redfoot tortoise depending on the origin can get fairly large as well. As an adult an appropriate minimum enclosure would be 3' x 6'. Also keep in mind these aren't like dogs or cats and they are still going to be around long after your kid graduates high school, college, etc. If you are absolutely dead set on getting an aquatic turtle look into southern painted turtles, stinkpots, and musks. They all stay relatively small and could permanently live in a 55 gallon or 40 gallon breeder. If you are looking into tortoises I would recommend a single male Russian tortoise. He would be okay in a tank with a footprint of 75 gallon, but I'd recommend just building your own enclosure.

Safe Co and Liberty Mutual use the same adjusters for property claims. There were several different hail storms that year in Ohio that were catastrophe coded. As long as the date of loss was entered correctly it should not have affected your rates like that. Also with hail and wind claims it can be somewhat subjective. If you push enough most insurance companies eventually give in. Some companies have certain parameters the damage must meet, others are much more loose and come down to the adjuster's opinion. If anyone has questions on wind or hail claims for their house feel free to contact me as I deal with them daily all over the country.

Last year I had similar incident; however, it was on 270 and large roll of corrugated piping fell off the truck and hit my car. The guy refused to give me any information saying it was my fault for not being able to dodge it as it was still bouncing around. This was during rush hour morning traffic and it was either serve into one the cars next to me or hit this. I called the cops, got his company's name and number off the side of the truck, and his license plate number. Called the company while the guy was there and they were giving me the run around. Told the guy the cops were on their way. Guy took off. The cop shows up and gives the company a call and tells them they better take care of me or else he'd charge the drive with fleeing the scene. Cop hands me the phone and suddenly their attitude changes and they get me a rental and fix my car. No insurance involved.

That's a 20 gallon long