Trying to figure out some opinions for myself. I am trying to pay a creditor before it goes on my credit report. They tell me if it is paid within 30 days it will not go on my credit report.
I asked for them to send me a fax with the company letter head and a letter stating that when payment is made in full it will not be put on my credit report. They declined to do so. They said they would send me a payment in full fax instead.
So far they have broken two FCC regulations during the procedure.
One, calling and leaving me a voicemail without notifying me that they are a creditor. Two, they left a long distance phone number for me to call them back at.
When i received the voicemail i had no idea who it was, and not to mention i was out of the country. I called and left a message for them to call me back and let me know what they needed and who they were with (I thought it was my bank as i didnt notify them i was going to be out of the country).
I plan on paying it just want to make sure i dont get screwed. I have read up on the company and saw they have a lot of problems filed with the FTC already.
I called the original creditor to verify what was going on when i returned home. I told them i would rather deal with them instead of the secondary creditor. They told me they cannot call off the creditor since now they get a cut of the money. 50% holy crap. Im in the wrong business.
Any insight? If you say pay your bills on time i will provide more insight. I didnt receive a phone call about me owing any money to the original creditor. And a letter that got lost along the way apparently.
This is concerning an apartment i backed out of. The apartment complex told me if i payed that months rent they would re rent the unit. apparently they didnt rent it until another month later somehow. I know i could drag it out with the apartment complex and have them pull records of apartments they rented out in the same price range during that time. Im just tired of getting screwed by the MAN.
debit owed it 294 bucks.