apparently you lack reading comprehension....
no where in either one of the stories does the guy offer to pay the fee. your whole argument is based on false information....
from first link
from second link
lets see if you can understand it this way...
say you have a 3rd party warranty on your car.
your transmission goes out, you take your car to the dealer, pay the deductible and they cover the rest. now say you did not take that warranty, now you stuck paying for the full cost of the transmission.
In this case, the guy was fully willing to pay the full cost of their services...
now your next argument might be well how do you trust a guy who doesnt pay his annual fee with a 5k+ bill. once again, your transmission goes out on your car and the shop tells you itll cost 5k to fix it. they do the work first, than expect payment...