awesome, thanks for the info. Orig was a FHA and now I'm refinancing and the appraiser noted peeling paint on the garage and stated since it was probably constructed before 1970, it could be lead based paint and now they're stating I need a "lead based paint professional" to determine if that is the case. I indicated that the garage was painted in 2014 (provided receipt) and probably a few times before that judging by the layers of paint and questioned how could an appraiser just make a visual inspection without the use of any kit and make that determination which I now have prove otherwise. The garage looks better now than when I bought the home and I had no issues then with the appraisal. LOL Seems to be total BS!